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<br />life or the life of any other appropriate person.
<br />5. Take any and all legal steps necessary to collect any amount or debt owed to me, or to
<br />settle any claim, whether made against me or asserted on my behalf against any other person
<br />or entity.
<br />6. Enter into binding contracts on my behalf.
<br />7. Exercise all stock rights on my behalf as my proxy, including all rights with respect to
<br />stocks, bonds, debentures, commodities, options or other investments.
<br />8. Maintain and/or operate any business that I may own.
<br />9. Employ professional and business assistance as may be appropriate, including attorneys,
<br />accountants, and real estate agents.
<br />10. Sell, convey, lease, mortgage, manage, insure, improve, repair, or perform any other act
<br />with respect to any of my property (now owned or later acquired) including, but not limited
<br />to, real estate and real estate rights (including the right to remove tenants and to recover
<br />possession). This includes the right to sell or encumber any homestead that I now own or may
<br />own in the future.
<br />11. Prepare, sign, and file documents with any governmental body or agency, including, but
<br />not limited to, authorization to:
<br />a. Prepare, sign and file income and other tax returns with federal, state, local, and other
<br />governmental bodies.
<br />b. Obtain information or documents from any government or its agencies, and represent
<br />me in all tax matters, including the authority to negotiate, compromise, or settle any
<br />matter with such government or agency.
<br />c. Prepare applications, provide information, and perform any other act reasonably
<br />requested by any government or its agencies in connection with governmental benefits
<br />(including medical, military and social security benefits), and to appoint anyone, including
<br />my Agent, to act as my "Representative Payee" for the purpose of receiving Social
<br />Security benefits.
<br />12. Make gifts from my assets to members of my family and to such other persons or
<br />charitable organizations with whom I have an established pattern of giving (or if it is
<br />appropriate to make such gifts for estate planning and/or tax purposes), to file state and
<br />federal gift tax returns, and to file a tax election to split gifts with my spouse, if any. No Agent
<br />acting under this instrument, except as specifically authorized in this instrument, shall have the
<br />power or authority to (a) gift, appoint, assign or designate any of my assets, interests or rights,
<br />directly or indirectly, to such Agent, such Agent's estate, such Agent's creditors, or the
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