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13V IISSV 1'9 <br />WHEN RECORDED MAIL TO: <br />Five Points Bank <br />Attn: Diers <br />PO Box 1507 <br />Grand Island, NE 68802-1507 <br />C <br />FOR RECORDER'S USE ONLY <br />FIVE POINTS BANK <br />11111111111111 II II II 111 II I 11111010 111111111111111111111 1 101 1 111111 <br />*0000000001013365240340* <br />11 <br />DEED OF TRUST <br />THIS DEED OF TRUST is dated December 7, 2021, among JOEY R RIVERA, whose address is <br />4328 W CAPITAL AVE, GRAND ISLAND, NE 68803 and JENNA M RIVERA, whose address is <br />4328 W CAPITAL AVE, GRAND ISLAND, NE 68803; Husband and Wife ("Trustor"); Five <br />Points Bank, whose address is Diers Branch, 2009 N. Diers Ave., PO Box 1507, Grand Island, <br />NE 68802 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and <br />Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802-1507 (referred to <br />below as "Trustee"). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL <br />County, State of Nebraska: <br />LOT EIGHTEEN (18), IN BLOCK TWENTY-THREE (23), COLLEGE ADDITION TO WEST <br />LAWN, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />The Real Property or its address is commonly known as 2107 N PARK AVE , GRAND ISLAND, <br />NE 68801. The Real Property tax identification number is 400035243. <br />CROSS -COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, <br />plus interest thereon, of either Trustor or Borrower to Lender, or any one or more of them, as well as all claims by <br />Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising, whether <br />related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or <br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor <br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or <br />otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of <br />limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise <br />Ob <br />0 <br />