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<br /> ° TB(i(iTNE3R WITII oU thc tmpravemcnts now on c�ecaQcr crccteit an�hc pmpcny, cu�d ail casrmr�ns. nppu�tciu�nccA, a��d ="
<br /> � fixu�res nmv ar hot�enQer a pun oi' �ho prap�rty. A11 repincementa w�d aadlti�m!► ehall alsu Ge c��vetcd hy �hle Src��rlty �
<br /> In�tvuntpnt. Ail�f tha foregofng ix mforrcd ta In thle Sscurlty In9leunicnt o�tho"Pr��pe`1y," _
<br /> �. ttARQ()Wt�t('UYf�NANTS that liannwcr Is Inwlully eolacd of�ha estato h�reby cunvcycd nn�i hny�hu�i�h1 ta g�ant w��l _
<br /> - ��►t►vey �hh Pra�teny �utd thn�tho Pra�eny Is ur�cncunilxircd, oxcep�We encuinbrnnces�af rc{;c�td. ROtCUWCr wnrecu��e nnd �vlll `
<br /> _. --= defend geneially�o UAa tu 1ho Pe�perly a��alnal all cinlm9 nnd demnnde,eunJect ta any ancumb�Anccs af rceurd. _
<br /> TNIS SIiCURITY 1N5TRltMgNT cambinra uMPorm cuvcnnnt� li►r nallauaf uxe m�d nnn�uniP��rm covennnte�vUh limitcd -
<br /> �� �^ vnrintlane by JuNsdtcdon to rrnis�huto a unlfatm accorlty ina��ument rnvcrinp rcW pruper�y. `
<br /> ,_.__ _' UNINOttM Ct1V8NANTS. EiorrowFt nnd l.cndc�ravennnt nnd ug�cc tiv tollowe: -
<br /> "��t 1. Paymcnt uP H�inctpal und Intcrrslt �pAymcr�t und I.ntc Chu�cs. 13annw�r ehhll pramptly pay �vhcn dtta �ha =
<br /> ��'� princlpnl af nnd Intorest nn the debt evtdonced by the Natu and any prepayment mid Intn chnrpcs duc under thu Nnto. _
<br /> y"''W` 2. �uads far Taxes aad/nsue�uace. SubJect to appiicablo law or to n written waivor by I.�ndar. UUrrawer ehull pny ta -
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<br /> l.endcr an tho doy mantlity puymeme nro due under the Note,untll tho Note i9 patd in fldl,n eum("Funds') far:(o)ycnrly tnxe9 �'
<br /> ,� " and asscsamontA whlcH mny nttnln priarity avcr thia Securlty Instniment�s o lieo an tho Propeny;(b)ycarly lc�.scholci pnyments �
<br /> � or grow�d rente an tho Properiy. if cu�y;(c)yeady ha�.ard or prapeny irvurnnco premtums;(d)ycnrly flood inau�.�nae promium9,
<br /> � iP any; (e)yenriy morigi�ae Insuranee promtuma. if uny;and(�nny sums pnyable by Burmwor ta l.ender. in nccardanee w[th
<br /> �� the provisions oP�ar.1srnph A,in licu of tho payment of martgago inaura►cu premlums.Thcsc itams n�e cailed"Escrow Itom9." _.
<br /> Lendcr may. at any time. colicct amd hald �unda in un nmount not to excced the mnximum nmaunt n Iender for n fedomlly
<br /> , rclnt�d mortgaBe loam m�y nqui�e far&�rrower's oscro�v account under tho fcder�i Rcnl Estnto Settlement Proctxlures Act of
<br /> 1974 ns amonded from timc to tim�. 12 U.S.C. 5ection 2601 e�seq. ('K�SPA").untcss nnother Iz�w thnt applius tu iliv Fuada -
<br /> sets u Ic�ser amauat. If so, Lender m�y. At iu►y �fine, collect and hald Funds in un umaunt nat to axcced tha Icsscr �unaunt.
<br /> � l.ender muy estimntc thc umount�f FunAs duo on tho basia of current datn nnd reasonnbla esUmates of oxpondltures af tbture
<br /> '� Fscm�v Itoms or atharvlsc in ac�acd;►pco with applicnblo luw.
<br />�`'����'� Tfi� Fund� eha11 h� heid in �an institution whosv dtpasits aro insured by n federnl agency� lastrumontnlitv. ar entity
<br />,�`��'_ (inclut9i��I.endor,if Lcudcr Is sur'h.v�instilution)or in nny��eral Home t.oaa Hnnk.trr.n.�er ahatl apply tho Fu�dq¢o�pt�y tho
<br /> •� ,- 6scrow itema.l..ender muy not cht►rgo Dottawer far holding r.md Applying thp Funds,awstually nnnlyzing the escraw ttcraunt,or
<br /> -��--�` veriEying tho Fsaeotv Icema�unless l.ender pAya Harmwor intcrest on th�Funda nnd nppilcnble IAw pennite i.onder to mnka such
<br /> = o chnrgo, Howovo�, l.end�er mAy requlre eonower to pqy u onc-timo char�o for nn independent rcal estaro tan repnrting service
<br />�„�.1„, used by Lcndar in connection with thin lan.n, untcss appllcabto Iaw provtdQS mhenvlsc. Unless an tigraement ia ms�do or
<br /> �'�',� � c►ppliclble law require9lnterest ca be paid.l.ender ehall not be requlred to p�}►Borrower n�y iatorest or earnlags an tho Funds,
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<br /> ::- �orrowes a��d Lctt�x nwy ngrca iu wdtUig,howevcr. that interest ahull bfl pnid on the�nds. Lender ahalt givo ta Qarrowcr.
<br />�F�',���'�� without cnarge. �n�;�nual accourti�g of tho Funda, showing credite und debit�to tho Fundg and eho purposv fo�whlch euch
<br /> "�� ' debit ta Uio hluids�ti•as mnde,'i�he�unda nra pledged ns udcfidonKl s�cu�lty fur ull sun�s s�ured by thie S�curity Instrument.
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<br /> � L9 tha 6Unda hald by I�encl�r�e:cceed tho nmaunts pormitted ta 6e hefi�by nppiienbie imv, i.�ndor ahuif uocount to 8or�ower
<br /> ',� for the oxcess Funda ia uccordance wlth thu requiro�nente af Applicabla Inw.If tho nmaunt of the Funda haid by tundor at any
<br /> ---- tlmo is not 6uffiatont ta p�y tho Bscrotiv ltvma when due,Lxnder a�y so natit�Banowar in wdtin�.and,in such c.�+sv��rrawor
<br /> - ishA�j p.zY m j.e�tdar iim amouni n�sanry iv uiawo iip itio a�si'�;�-�3. �csrris�s.�-r�s;�!ma�s ug sh:.def3cltr.�y 3a�a stms�sksst
<br /> v_. � 9 twolve monthly puymenta,nt Lendor's solo discretlon.
<br /> _-- Upon pt►ymont in flill af all sums secured by this Sccurity Insttument, i.ender shnq promptly roNnd ta Banowor uny
<br /> _---__ Fundn hotd by L.cndcr. If,under ptuogrnph 21.I.cnder ehtilll ncqui�e ar sell tha PtapeRy,l.ender.prlor to ttre acqulnitian ar Ba1e
<br /> �-� oP tho Propeny. ehnll apply nny Funds held by l,ender at tho tlmo of ucc�nisition ur salo ns a crctfit aguinat tho sutns secured by
<br /> -- thls Security Inst�ument.
<br /> 3.Appltcsitlan ot Poymen�.Uniesa appltcublo luw provides otherwlse,ull puymente reccivotl by I.endar undor pnrugcapbe
<br /> l and 2 ehnll ba applied: fira�, ta any ptepnyment charges due under tho Nato; second,ta amflunw payu6lo undur paragrapb 2;
<br /> third,to int0rest duo;fourth.ta p�nclppl due;und last�to any into chargca due undcr tho Noto.
<br /> 4.Chatges��.tens. Borm���zr shNl pay ntl tacs,�ssessmenta,chsuges, flnes and impositiuna att�tbutuble ta tho Property
<br /> which mny attalo Rriuri�y avcr this Secudty lnatrument, nnd le�sehold paymonta or ground rents. if any. �anawer ehnll QAy
<br /> thcse obligutiono in cZie manner pravided in psuaA�aph 2,or if not pAid in tfe-at a�anner.Borrawcr ehall pay thom un time dircctly
<br /> ro tho pecsan a�ved ptilyment.E1Ur�ower sh�ll promptiy Nmish to Lender all aotices of amounts to bo puid under thie pnraBraph.
<br /> — IP�ionr�►wor mnkca thesc paym�z��a-Alrectly,Borwwer ahnil promptiy fumish ta I.endcr roc�cipts ovidencU�g tha}+qyu»nta.
<br /> :-'�� Borrower c.l�t��Q�somptly Qisa�arAo any lien which hav prlority avor this Secudry lnatrument uniess Borrower:(a)ugrees in
<br /> w�idag ro the p�v�aant of thv o+allgation secured by tho tien in u m�naer acceptablo to l.ender;(b)conteate in gaad fuilh tho llen
<br />- - .-�� by. ar dofenda agaw�ss enforce�ent af Wo lien in, legal proceedinga which in the L.ender's apinlon operate to preveat tha
<br /> --- enformement of tho Ncn;or(c>soo�toa fram tho holder of che licn an ogroement sAtisfacte�ry ta L.ender eubaMina�ing the lien ta
<br />:';�;:�� thi��rurity last�umant. [P Lc�QaT determiacs that nny p.�v:nf the Prapeny ia subjcce sc*a lien which mvy attain�pa3ortry over
<br /> _—= this Securiry Insecument.L.ende:mny givo Barr�w•nr a nuti�o aclemifyin�tha lien. Sortt��►cer ehnll antfafj+dio lian or tII1co one or
<br /> -- moru of tht+activ��8�sec forth nbove withia 10 d�s of tho giving of notice.
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