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202110288 <br />sale, the following described property located in the County <br />[Type of Recording Jurisdiction] of Hall [Name of Recording Jurisdiction]: <br />A tract in the South Half ofthe Southeast Quarter (S1/2SW114)of Section Five (5), Township Ten <br />(10) North, Range Twelve (12) West of the 6th P.M., Hall County, Nebraska, more particularly <br />described as follows: Commencing at the Southeast corner of said Southeast Quarter (SE1/4) <br />and running north, along and upon the east side of said Southeast Quarter (SE114), a distance <br />of 341 feet; running thence west and parallel to the south side of said Southeast Quarter <br />(SE114), a distance of 290 feet; running thence south and parallel to the east side of said <br />Southeast Quarter (SE1/4), a distance of 341 feet to the south side of said Southeast Quarter <br />(SE1/4); and running thence east, along and upon the south side of said Southeast Quarter <br />(SE114), a distance of 290 feet to the place of beginning. <br />APN #: 400223759 <br />which currently has the address of 18032 W Wildwood Dr, Shelton, <br />[Street] [City] <br />Nebraska 68876 ("Property Address"): <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument <br />as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests <br />granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS <br />(as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing and canceling this Security Instrument. <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and <br />has the right to grant and convey the Property and that the Property is unencumbered, except for <br />encumbrances of record. Borrower warrants and will defend generally the title to the Property against <br />all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. <br />Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any <br />prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow <br />Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in <br />U.S. currency. However, if any check or other instrument received by Lender as payment under the Note <br />or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent <br />payments due under the Note and this Security Instrument be made in one or more of the following forms, <br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or <br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by <br />a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note <br />or at such other location as may be designated by Lender in accordance with the notice provisions in <br />Section 15. Lender may return any payment or partial payment if the payment or partial payments are <br />insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to <br />bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such <br />payment or partial payments in the future, but Lender is not obligated to apply such payments at the time <br />such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then <br />Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower <br />makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of <br />time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds <br />will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No <br />offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower <br />from making payments due under the Note and this Security Instrument or performing the covenants <br />and agreements secured by this Security Instrument. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />ICE Mortgage Technology, Inc. Page 3 of 11 <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />11/30/2021 02:01 PM PST <br />