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202110988 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this 1-4 Family Rider. <br />JOHN C ATHEN <br />LORI L ATHEN <br />orui <br />MULTISTATE 1-4 FAMILY RIDER --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />ICE Mortgage Technology, Inc. Page 3 of 3 <br />I t.12,LIZATE� (Seal) <br />11 1zdZ h (Seal) <br />TE <br />Form 3170 1/01 <br />F317ORDU 0307 <br />F317ORLU (CLS) <br />11/30/2021 02:01 PM PST <br />