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IOVIIISSV '1'0 <br />When recorded, return to: <br />Union Bank and Trust Company <br />Attn: Retail Loan Operations <br />PO Box 82535 <br />Lincoln, NE 68501-2535 <br />800-297-2837 <br />Title Order No.: 2110362 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />a Ni <br />MN: 1001489-0000059456-6 <br />MERS PHONE #: 1-888-679-6377 <br />DIFINIT10NS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in S ection 1 6. <br />(A) "Security Instrument" means this document, which is dated December 2, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is JOHN C. ATHEN AND LORI L. ATHEN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company. <br />E ender is a State Chartered Bank, <br />under the laws of Nebraska. <br />3643 S 48th St, Lincoln, NE 68506. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />ICE Mortgage Technology, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />11/30/2021 02:01 PM PST <br />