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13V II1SSV '1'9 <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Ms. Jessica L Smith <br />1 HOME CAMPUS <br />FLOOR 2 <br />DES MOINES, IA 50328-0000 <br />c.� <br />F-4 <br />N <br />0 <br />tU <br />CD <br />r <br />di 3 'd° <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 24, 2021, together with <br />all Riders to this document. <br />(B) "Borrower" is William T Vrooman and Christina M Vrooman. Borrower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 2430428421213 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 01 <br />VMP® 12/17 <br />Wolters Kluwer Financial Services 2021112317.1.0.4574-J20180529Y Page 1 of 17 <br />■ <br />ni <br />'��4 <br />Nkt 11111 <br />ON 1N3Wf1I1SNI SV 03U31N3 <br />