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202109862 <br />order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the <br />payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by <br />Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the <br />person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall <br />request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes <br />evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property <br />without warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but <br />only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the <br />fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />26. Waivers. Borrower waives all right to homestead exemption in the Property. <br />27. Attorneys' Fees. As used in this Security Instrument and the Note, attorneys' fees shall include <br />those awarded by an appellate court and any attorneys' fees incurred in a bankruptcy proceeding. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />,Y (c 2_0 ?_ <br />KHUN MARAN Date <br />Seal <br />A <br />w..V 1 <br />Date <br />Seal <br />HCFG-00703 <br />FHA Deed of Trust -NE <br />Bankers Systems'. VMP® <br />Wolters Kluwer Financial Services <br />2021111617.1.0.4574-J20180529Y <br />23832993212 2 <br />9/30/20 4 <br />12/ 7 <br />Page 15 0116 <br />NO <br />