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Cf�commi-1111111111111111.1111 <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Lindsay Hartwell <br />1801 PARK VIEW DR <br />FLOOR 1 <br />CO SHOREVIEW, MN 55126-5030 <br />0.41 <br />rr l <br />7.1 <br />N <br />CD <br />CZ) <br />CO <br />CL) <br />CO <br />ON 1NJW(1IISNI Sb' a3I31N3 <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used m this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 22, 2021, together with <br />all Riders to this document. <br />(B) "Borrower" is Adam S. Loess and Jenny A. Kropp, husband and wife as joint tenants. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 2413292321215 <br />NEBRASKA -Single Family -Fannie MaeIFreddic Mac UNIFORM INSTRUMENT Form 30281/01 <br />VMP® 12/17 <br />Wolters Kluwer Financial Services 2021111917.1.0.4574-J20180520Y Page 1 of 17 <br />1111 11111 <br />