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13Y1J1SSV '1'9 <br />CLD <br />THIS INSTRUMENT PREPARED BY: <br />Elkhorn Valley Bank & Trust <br />404 S 25th Street <br />Norfolk, NE 68701-0000 <br />AFTER RECORDING RETURN TO: <br />Elkhorn Valley Bank & Trust <br />404 S 25th Street <br />Norfolk, NE 68701-0000 <br />(Space Above This Linc For Recording Data) <br />rri <br />-4 <br />rrf <br />Poirn <br />C2 <br />O <br />N <br />V7 <br />o <br />co <br />rrlz <br />O � <br />LOAN ORIGINATOR COMPANY NAME: Elkhorn Valley Bank & Trust <br />NMLS COMPANY IDENTIFIER: 473991 <br />LOAN ORIGINATOR NAME: Kayla M Strathman <br />NMLS ORIGINATOR IDENTIFIER: 1001449 <br />DEED OF TRUST <br />THIS DEED OF TRUST CONTAINS A FUTURE ADVANCE CLAUSE <br />THIS DEED OF TRUST ("Security Instrument") is made on November 8, 2021. The grantors are SCOTT P RIEF <br />and MINDY L RIEF, HUSBAND AND WIFE, whose address is 160 PONDEROSA CT, GRAND ISLAND, <br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. <br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and <br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Elkhorn Valley Bank & <br />Trust, whose address is 404 S. 25th Street, Norfolk, NE 68701 ("Trustee"). The beneficiary is Elkhorn Valley <br />Bank & Trust, which is organized and existing under the laws of the State of Nebraska and whose address is 404 <br />South 25th Street, Norfolk, Nebraska 68701 ("Lender"). SCOTT P RIEF and MINDY L RIEF owe Lender a <br />principal sum of money evidenced by a note, consumer loan agreement, or similar writing dated the same date as <br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"). The note, <br />consumer loan agreement, or similar writing, and any future debt or obligation of Borrower to Lender as set forth <br />in the Section titled Secured Indebtedness; Payment of Principal and Interest; Late Charges and Other <br />Loan Charges below (the "Secured Indebtedness"), is secured by this Security Instrument in an amount not to <br />exceed a MAXIMUM PRINCIPAL AMOUNT of $1,733,250.00. This Maximum Principal Amount does not <br />include interest or other fees and charges made pursuant to this Security Instrument, nor does it include advances <br />made under the terms of the Security Instrument to protect Lender's security or to perform any of the covenants <br />contained herein. This Security Instrument secures to Lender the repayment of the Secured Indebtedness, and the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Secured <br />Indebtedness. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, <br />with interest, including future advances, and all renewals, extensions and modifications of the Note; (b) the <br />payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the <br />provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in the County of Hall, State of Nebraska: <br />© 2004-2020 Compliance Systems, Inc. a2c09a20-ca7eclb3 - 2019.302.1.5 <br />Consumer Real Estate - Security Instrument DL2036 <br />Page 1 or S www.compliancesysteins.com <br />