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<br /> . • � TOGE1'HERWITH atl the unprovementsnow or hereafterereriedon ths property,and aIl easements,appurtenances,and �.
<br /> , � " fixtures now oz hereafter a part of the progerty.AI� replacements aad additions shall aLso be covered by this Security �
<br /> � Instnrmenw All of thz foregoing is refened to ia tbis Security Instniment as the"Properry." =_�
<br /> � ` BORZtOWEI�OVENANTSthat Borcower is la�vfulty seised of the esiate hereby canveyed and has the right to�ant and �::_
<br /> ` . wavey the Praperty and tl�at the Progertq is uaencnmbered,eacept for encumbraazesof record.Bonoaer warrants and�1 r�_.
<br /> ' • _ defend genQrally the title ta the Property 2�ain5t all claims and demaads,subjeci to any eacumbrances of record �
<br /> ' ' TFIIS SECURTFYtNSTRUMENTcombines�nifarm covenants for natiunal use aad non•uaiform covenants with limited E-;�
<br /> . -�_� , variations by jzuisd'iciion to constitute a unifoim security instn�ment co+r�ring reat property. •
<br /> . � L7N�ORMCOVENANCS.Bonovrer aad Lender covenaat and agree as follows: ���
<br /> � � !. Paymeut of Prinripal a�d Interzs4; Pcepag+�ent and La3e Charg-rs. Bonower�gromptty pay whea d4:e t�:
<br /> � '�� � ci al of aad interest on the debt evidenced by the Nate and anq prepayment and tate char�es due under the Note. "
<br /> �`�b• � 2 Fonds for�aHe.s and Insuraaoe.Subject to app&cable law or to a v�ritten waiver by Lender,Bonower sha11 gay ta �
<br /> ° . . � Len der oa t he d ay man t h l y payments are due underthe Note,uatil the Note is paid in fnll, a sum("Funds7 for.(a)pearip ts:�es �
<br /> . ' and as.�e�eatswhich may attaiapriority over this Secwiiq InstrUmentas a lien on the Progeaty;(b)yearlq leaseholdpaym.esta _
<br /> or grouad rents oa the Property,if anY+ ��)YeutY hazardor pioperty inswancepaemiums;(�YeaT1Y Ilood inanrance p�em.iV�r -
<br /> • if any, (e)yearly ffinrtgage msarance premitnms,if anp; and(�any snms payable by Barrocver to Lender,in accordancec.ir3r. =
<br />, , s ; ,.�• the provisions of ParagraPh8, in lien of the payment af mortgageinsvrance pr�*+n,+++�.These items aze caIled"Escrow Items:'
<br /> '`' '� . . �� Lender may, at any time, collect and hold Ftimds m aa amouat not to egcee�i the ma�mum amount a leadPr fos a federaTM3
<br /> � relatzd mortgage loan may reqnire for Borrower's esceow account under the federal Real Esiate SetttemeJ:L��cedezesAce af
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<br /> 19T4 as ameadedfrom time to time,l2 U.S.C. Secrion 26U1 et seq. ("RESPA"),unless aaa�.lierlaw that�.:�Iies to t�e L�''::r13 -
<br />`�i���' � �.; sets a lesser amona�If so, Lend�r maq, at any time,collect aad hold Ftmds ffi an amotmt�at to es�.:.�.::.lesser a���....t.
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<br /> `.,;�:. . Lender may estimate the amount of flmds due on the basis of carrent data arn�ressonableesymates uf e.-���tares o '�ue =
<br />,"^:^ r. . Esrraw Items or ofkeswise ia accordance wiih applicable law. ,
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<br /> • " ' The F�ds shall be held in an ins6tation whosa deposiLs aze insured by a federaD���y, ins�.-���::tY:r.r. �t.ict� _
<br /> _� � - (iadudiag F.�nder,if Lenderis sac6 an ins6turion)or in any Federal HomeLoan Bank Le�:iw;�aII agply tY�Fua�s!��tiy t�s�
<br /> y ;f y Escrosv Items.Leadermay aot charge Boaower for haMin�and applying the F1mds,annualtY��Y�&�e��v�zrarfr,mf:,�,
<br />:��'�'- ' � verif�ring thz Eicrow Items,unless lender pays Bouower intereston the Funds and applirable law permirs Lr�-.y.Lerto sa?re sur.tu�
<br />'�-7:_'�`�:',,�" a charge.However,Lendes maq require Boaawer to pay a one-trme charge for an independentreal estat.^,�r.-epazticg cen3CP
<br />: - ' " used by Lender in connection with this loan, rmless applicable law provides otherwise. Unless an a�mentns �3�'i:�.e�
<br /> .� "� apg3icab?�.I�.w requ�esiaterestto be paid,Lendershall not be requiredto pay Bonower any interest or earnings on.t���rdnc
<br />'-�'�`' Y Bonow�:ulid Leadsrmay agree in wniing, however,that inierest shall be pai@ on the flmds.Lender shall give to Bcrra�xc+�, _
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<br /> -..�:-. �, y , withoat charge.an annual accounting of the Funds, showinS cxedits and debits to the Funds and the pur-.use far u�bir.t�etirla
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<br />��?��^'7�rt�E debit to t�e Funds was made.The�nds are pledged as additional security for aIl sums secured bq tbis Security Instrw�:nt. -
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<br /> __-�;=��;.�i If the Funds hetd by Leader egceed the amonntspermitt�dto be held by applicable law, I.endershall account to 19esrocver
<br /> -''��''`' ,';' foz the eg�ss Funds in accardaace«vi�the requirementsof apgli�ble law. If the amaunY��r�e Funds held by L:mdcr:�!any
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<br />--?_�:�,r, , time is n�c sufficient to pay the Escrc�u+�L•temswhen dne,L.ender��y so aotify Bosoeverin r.�t:'sig, and,in sueh ease�o�cEwer .
<br /> °,f;-�, shall pay to Lendei the affiovnt neces5ary to make up the deficieney. Bonawer shall make ap the deficaeacy m na rnnre thaa
<br /> --�--- -'�a=t twetve monthly payments,at Lender's so2e discredoa
<br /> ---—.--� Upon payment in fall of aIi s�as secared bp this Seciuity Insm�meat,Lender shall pTOmPtIY retc�d ta Barrower any
<br /> �'='•"'�-" � Fbnds heldby I�emder.If, under parz�:sph21,Lendershall acqirire or sell the Propsriy.Lender,prior to the acqvi.��,axnz sale
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<br /> _ :,.�__,___� of the Pro e shall a aa klmds held b Lendsr at the teme of a wsihon or sa�e as a credit against the sum�secr,zeclby
<br /> .•.F�::;`�l',e�'� this Sec�arity Instn�ent
<br /> `��� 3.ApplicatIon uf ffayments.Unlessapplisablelaw provides otherarise�aIl paymentsreceivedby I.endernnderp:ua�aphs
<br /> -----=— i and 2 shaII be applied:fust,to any prepaqmentehazges due tmder the No2e:�:�:cond,to amountspayable uadcr par�gaph2;
<br /> _�__. ----- ��to mterest dae;fourth,to princy'.al due;and last,to anp L:tr c'�arges dcs::adez the Nota.
<br /> --- 4.C6ar�es3 Ilens. Bonower f3r.7lx�ay all tases.asse�'.�-.r�t:a+;harSes,fiass and imposiiions attnbutableta tto I'��s�rty
<br /> -=--_== which may auain priority over this Security Instnrment,ar.d leza:�old payments or ground rents,if any. Barso�rtr s�.�.pay
<br /> -'_� these obligations in the mannerprovided in para�:ip�.2,or if not paid ia that�anner,Barrowershall pay them on trae directly
<br /> °- to the person owed payment Borrower shall pro�gt�.q furnish to Lender aU aoriccs of nmountsto be paid�nder tPin naragrapb•
<br /> -'�`�`"� If Borrower ma]ces these payments directly,Bonower shall promptty furnish to Leader reccipts evidencing the pa�r.ats.
<br /> �''" _-_-_,,;�,� Bonoweishall promptly dischazge any lien wLich has priority over this Security Insttumentunless BarrocvEr:(a��geesin
<br /> ___� writing to the gayment of the obligation secvred by the lien in a manneraccegiableto Lander,(b)contests in gaod faitl�tue lien
<br /> -="-=�-�'_'-'�" by, or defeacis against enforcement of the lien in, legal proceedin�s w}uch in the Lende�'s opinion operate to p�,:vsnt the
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<br /> enforcementof the lien; ar(c)secures fiom the holder of the lien an agreem$ntsatisfactory to Lendersubordinataai�e en to
<br /> °"`°'�'"?�'� this Security InstrumenG L�f Leader d��?ermiaesthat any part of the Praperty is subjeci to a lien which may attain pr5�sity over
<br /> __•-n��i��!�'�' thi.a�SCUriry Instrument,Lender may tyve Boaoti�rer a noiice identifying the lien.Boaa..�::7�.:J saiisfy the lien or ta1n:aae or
<br /> -"3"'��' more of the actions set forth above�vitivn 10 days of the giving of aotice.
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