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B <br />(0 <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />LOAN #: 2828701 <br />m <br />-n <br />C <br />Z <br />0 <br />r N to• <br />T.= <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />to Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 29, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is DON A LUTHER III AND MICHELLE ANN LUTHER, HUSBAND AND WIFE. <br />—4 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Five Points Bank, A Nebraska Corporation. <br />organized and existing <br />Lender's address is <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 10 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />ENTERED AS INSTRUMENT NO <br />