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13V211S y 'I'S <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: KENNETH J SKWIERCZYNSKI <br />1 HOME CAMPUS <br />FLOOR 2 <br />DES MOINES, IA 50328-0000 <br />co <br />CJ <br />C .) <br />rTi <br />G - <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 29, 2021, together with all <br />Riders to this document. <br />(B) "Borrower" is HOWARD B WILLIAMS and BRANDEE L WILLIAMS, husband and wife; <br />as Joint Tenancy with Right of Survivorship. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services 2021102817.1.0.4574-J20180529Y <br />2273092921213 <br />Form 3028 1 01 <br />12/17 <br />Page 1 of 17 <br />PR <br />„.1 <br />rr <br />ilio <br />ON 1N Wf 1SN1 Sb G3.1143 <br />