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.`_`02109241
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants
<br />and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall,
<br />State of Nebraska:
<br />See attached Exhibit A Hereto
<br />which has the address of 1507 W 1st St
<br />Grand Island, NEBRASKA 68801-5707, (herein "Property Address");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property". Borrower understands and agrees that MERS holds only legal title to the interests granted
<br />by Borrower in this Deed of Trust; but, if necessary to comply with law or custom, MERS, (as nominee for Lender and
<br />Lender's successors and assigns), has the right: to exercise any or all of those interests, including, but not limited to, the
<br />right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing
<br />or canceling this Deed of Trust.
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated October 29, 2021
<br />and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. S5,243.00, with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the
<br />security of this Deed of Trust; and the perfonnance of the covenants and agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants
<br />that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest
<br />indebtedness evidenced by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to
<br />Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full,
<br />a sum (herein "Funds") equal to one -twelfth of the yearly taxes and assessments (including condominium and planned
<br />unit development assessments, if any) which may attain priority over this Deed of Trust, and ground rents on the
<br />Property, if any, plus one -twelfth of yearly premium installments for hazard insurance, plus one -twelfth of yearly
<br />premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by
<br />Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make
<br />such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or
<br />deed of trust if such holder is an institutional lender.
<br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are
<br />insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall apply
<br />the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding
<br />and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless Lender
<br />pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender
<br />may agree in writing at the time of execution of this Deed of Trust that interest on the Funds shall be paid to Borrower,
<br />NEBRASKA - SECOND MORTGAGE - 1/80 - with MERS
<br />VMP-76N(NE) (0509).01 Amended 7/04
<br />Page 2 of 8
<br />IDS, Inc. - 29780
<br />,1111111
<br />Borrower(s) Initials f
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