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(B) "Borrower" is ROB HUMRICH, JR; AND LINDA 0.. HUMRICHr HUSBAND AND,WIFE <br />..................................... ............................... <br />d <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ......... ............................... BANK, OF DONIPHAN.......................... ............................... Lender is a <br />GDRP ORATIQN ........................................................... ............................... organized and existing under the laws of <br />.T•HE.$TATE.QE. NEBRASKA ....................... ............................... Lender's address is P. Q• DRUM PORIPHAN ,111E- 68832,•Q270..,,,,, <br />............................................ ............................... I ..... . Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is ......................................• ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 11.06.2000. , . • . • . • ... • • . .... • • • . • . • • • • • • . .................... The <br />Note states that Borrower owes Lender ONE .HMNQBE.Q THIRTY. THQUMNAAND.NAI, 104 ............................. ............................... <br />.................. ............................... Dollars (U.S. $ 130 ,000,00.......................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ....................02.01:2004 <br />..................... <br />........................................................................................................................ ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />im osed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Securi Instrument. <br />(P) "RESPA" means the Real Estate�ettlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />or regulation that governs the same subject matter. As used in this Security Instrument, RESPA" refers to all requirements <br />and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a <br />"federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of <br />the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For <br />this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the .................... ............................... REGISTER OF DEEDS ......... of <br />[Type of Recording Jurisdiction] <br />HALL COUNTY <br />............................................................. ............................... <br />[Name of Recording Jurisdiction] <br />LOT FIFTY SIX 1561, AMICK ACRES WEST SUBDIVISION, HALL COUNTY, NEBRASKA. <br />which currently has the address of ............................................... 426R ENEE. RRAP................................................ <br />[Street] <br />............................ AQN. IPHAN ............................. Nebraska .................... UU2................... ("Property Address "): <br />[City] [Zip Code] Form 3028 3/99 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 11111111111111111111111111111111 Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 2/17/2000 <br />ref: 7/2000 (page I of 7pages) J B 2 A 0 <br />M <br />n f) <br />Sr' <br />t' �' <br />�Iv <br />n <br />N <br />v <br />O —i <br />CD <br />rn N <br />i <br />�t <br />c= <br />-i <br />p <br />1 <br />c-7) c� i��` <br />O <br />p <br />r-) L <br />p <br />L2 <br />" 1 <br />(-r1 <br />1'� <br />rn <br />y�� <br />Y M_ <br />n <br />Cl) <br />CIO <br />� <br />M <br />a <br />r <br />r n <br />co <br />E <br />p <br />Q <br />cn <br />F•� <br />o <br />cn <br />Ca <br />�' <br />LN <br />D <br />fV <br />Cn <br />- <br />CO <br />It- <br />[Space Above This <br />Line For Recording Data] <br />DEED <br />OF TRUST <br />DEFINITIONS <br />Words used in multiple sections <br />of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in <br />this document are also provided in Section 16. <br />(A) "Security Instrument" <br />means this document, which is dated 1.1;06.2000. • . • . . . , . • • • <br />. • • . • • • • , , .. • ...................... <br />. together <br />with all Riders to this document <br />(B) "Borrower" is ROB HUMRICH, JR; AND LINDA 0.. HUMRICHr HUSBAND AND,WIFE <br />..................................... ............................... <br />d <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ......... ............................... BANK, OF DONIPHAN.......................... ............................... Lender is a <br />GDRP ORATIQN ........................................................... ............................... organized and existing under the laws of <br />.T•HE.$TATE.QE. NEBRASKA ....................... ............................... Lender's address is P. Q• DRUM PORIPHAN ,111E- 68832,•Q270..,,,,, <br />............................................ ............................... I ..... . Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is ......................................• ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 11.06.2000. , . • . • . • ... • • . .... • • • . • . • • • • • • . .................... The <br />Note states that Borrower owes Lender ONE .HMNQBE.Q THIRTY. THQUMNAAND.NAI, 104 ............................. ............................... <br />.................. ............................... Dollars (U.S. $ 130 ,000,00.......................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ....................02.01:2004 <br />..................... <br />........................................................................................................................ ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />im osed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Securi Instrument. <br />(P) "RESPA" means the Real Estate�ettlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />or regulation that governs the same subject matter. As used in this Security Instrument, RESPA" refers to all requirements <br />and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a <br />"federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of <br />the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For <br />this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the .................... ............................... REGISTER OF DEEDS ......... of <br />[Type of Recording Jurisdiction] <br />HALL COUNTY <br />............................................................. ............................... <br />[Name of Recording Jurisdiction] <br />LOT FIFTY SIX 1561, AMICK ACRES WEST SUBDIVISION, HALL COUNTY, NEBRASKA. <br />which currently has the address of ............................................... 426R ENEE. RRAP................................................ <br />[Street] <br />............................ AQN. IPHAN ............................. Nebraska .................... UU2................... ("Property Address "): <br />[City] [Zip Code] Form 3028 3/99 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 11111111111111111111111111111111 Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 2/17/2000 <br />ref: 7/2000 (page I of 7pages) J B 2 A 0 <br />