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200009921 <br />NON -OWNER OCCUPANCY RIDER <br />THIS NON -OWNER OCCUPANCY RIDER is made this 9th day of November, 2000 <br />, and is incorporated into and shall be deemed to amend and supplement the <br />Mortgage, Deed of Trust or Security Deed ( "Security Instrument ") of the same date given by the undersigned <br />( "Borrower ") to secure Borrower's Note to HERITAGE BANK, organized and existing under the <br />laws of the state of Nebraska, P.O. BOX 5138, GRAND ISLAND, NE 68802 <br />( "Lender ") of the same date, and covering the Property described in the <br />Security Instrument and located at: <br />327 E DODGE, GRAND ISLAND, NE 68801 <br />[Property Address] <br />In modification of and notwithstanding the provisions of Paragraph 6 of the Security Instrument, Borrower <br />represents that (s)he does not intend to occupy the property described in the Security Instrument as a principal <br />residence. <br />BY SIGNING BELOW, Borrower agrees to the representations contained in this Non -Owner Occupancy Rider. <br />Borrower <br />C}i11C11' . CN► <br />(SEAL) <br />Borrower <br />Bankers Systems, Inc., St. Cloud, MN (1- 800 - 397 -2341) Form N00 -R 1/7/93 (page 1 of 1) <br />