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ta.,� .. .1.. <br /> •� . ' ` �" _ � . _..,�. _ ..._ _-y-';-__ . , � . .` • ' • . <br /> . . . � ' � � ' � � ` t <br /> - . � W. .1 '�� ,f {� �t�.+a:t' r{.r. :d�r _ --�•.�."tLc<'`._ ` ' ._�� t 4�`T'+�'�oilc��. <br /> ' , � N <br /> '� � — <br /> ` 7�pGETI{ER�VI'!'H ull the improvements aow or heteaRer erected on the pro'�Serty�and all easQmenu.appurtenan�es.and _ <br /> , ;�{ fixtures natv or kEreafter a part of the property. All t'ePiaseaneats uad addi�ions shatl silso be ooveced by this Sacuriry � <br /> , � Iast�*uent.All of ths foregoiag is rete�to in tdis Security Instrument as the"FropertY•" <br /> ' ' BORROWER COVENA�ITS that Borrower is tuwfully sE�sed of the es�ate hereby conveyed and hus the right ro grant and � <br /> , �� oonvey the PrapertY und thut the Froperty is unencqunbered.c�ccept for er.sumbrnnces of reoord. Borrower+varrunt�ar��v1U Q <br /> '� defend generally the title to the Progerty a�ainst ull claims and dem3nds.subjcxt to any encumbrances of record. � <br /> � THIS SEC[JdilT�l I1VS?RUMENT rnmbines uniform rnvenanu for nationaf use and non unifoim covenanis�vith limitsd � _ <br /> ' �t' variadons tiy jwisdiction to consdtute a uniform security instruntent oovering real property. • _ <br /> UIVIF'ORM COVENANTS.Barrotiver and L.�nder cavenant and agree as follows: ,� <br /> -•_-�-��_ �. ��p� � �; pre�ayatent attd I.eie Cha�g�;.Bomower shall promptly pay ahen due the r <br /> ;�-�, _ <br /> principail of aad inter�st an the debt evidencea by the NoLe and any prePaYment artd late charges due ande*�e Note• <br /> 2. Funds Yor Taxes aad ias�usace.Subject to applicable lau or to a�vritten wuiver by I.eader, Barro�•rer shall pay to <br /> � Lender on the day mvnthiy paymenu are due under the Note,wui!the Note is paid in full,a sum("Fucds"}for.(a)yearly ta.4es <br /> ����.• and assess�nts w�hish may attain prioriay over ttus Security Instrument as a liea on the Progerry:(b)Y�9 teaseheld payttrenu <br />,r:.<• = or gound rents on th2 Property.if any:(c)Yea�.y ha7ard or gmgerty insurance�mmiums:(d)YeartY fioad i�sur�cce pmmiurns, <br /> '�.;� if any:(e)YaaT�Y inflrtgage insuranoe pTemiunvs.if any:and(�anY sums PaYuisle by Borrower co Lender,ia�ccordaar�with <br />�fit;� the provisions of paza;raph 8, in lieai of the pnyment of mortgage in.`urance premiums•'I�ese items ate ra1����SM°w It�s'� <br /> -;��#� Ixnder may.at any time, oollezt a�hold Fuads in an ainount aat to excead the maximum amaunt a lender for a fc.derally <br />__y�-�R.�� related mortgage loan may mquire for Bonower's escrr,w�ccount under the fcderal Real Estate SEttlement Pracedures Act ef <br /> ;�`���� 1974 as auteaded fsnm time to time, t2 U.S.C.Sesiion 2601 et seq. ("RESPA"),uatess anoiher law that zP[s�tes co the Fi:'�`a <br /> ===_:;�,� �ees a lesser amounL If so.Lender may.at any time.collect and hold Funds in an amount not to exceed t�lesser amAUnt. <br /> :�:;�r,�.� <br /> -_�,..�� �.,ender may c�tiu�the amonnt of Funds due on the basis of current data and reasonabie esrimates uf exP�nditures°f future <br />'°5:r�t' Escrow ItEms or oth..�twise in accordaace with applicable law. <br />`'�`'�� The Fands shrJl he held in an iastitution whose depos�ts ate insured bY a federal a�cy, 'vs�°'�entality.or entity <br />�°:;�'!t�� (iacluding Lender.if Leudar is sush an i�stimdon)or ir�aay Federal Home Loan Bank.Lender shall apply the Fucds to pay the <br />•'�_"�� ps�row Items.I.endEr may rmt charge Bomower for halding and appSYing the Funds.annually analyzing the escraw,ccount.or <br /> s�;�:`F���� veritying the Escrow Items,unless 1-ender pays Bomower interest on tiie Funds�d appficable law pem�its Ixnder to mal:e such <br /> --=-- a charge. ELaarever, Lendsr may requin Borrower to pay a one-time c3�arge for an indeptndent mal estate tax ceporting�emce <br />-.-.-..?«�� � by �.�� � ���qon with t� loan. unless applicable taw pro�+ides oiherwise. Unless an agreement is made or <br /> `-LL'-="� applir,alole law cequires interest to be paid,Leuder shall nnt be mquired to pay Borrower azry inte�vt or eami^��s on th$Fi►r.ds. <br />__==- I£arrower and I�nder may agree in writing.however,cbat interest shall be pa'sd on the Funds.Lender shal!give to Borrower. <br /> - -- without c�arge.an annual aocountin�ef the Funds. s;.owing credic�and debits w the Funds and the puryr_�for which each <br /> - - <br />