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1:v211S8y '1'0 <br />When recorded, return to: <br />First American Mortgage Solutions <br />Attn: Final Document Department <br />C/O: Homebridge Financial Services, Inc. <br />1795 International Way <br />Idaho Falls, ID 83402 <br />208-528-9895 <br />LOAN #: 8010219254 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C) <br />r-� <br />ON 1N3Wfl 1SNl SV O] IIN3 <br />MIN: 1002882-0200592161-7 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 15, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is HAYDN H. HILLING JR., HUSBAND AND WIFE, AND KATHERINE M. HILLING <br />AND THOMAS P. MCKINNON, HUSBAND AND WIFE, AND KRISTIN M. MCKINNON, AS JOINT <br />TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Homebridge Financial Services, Inc.. <br />Lender is a Corporation, <br />under the laws of New Jersey. <br />194 Wood Ave., South, 9th Floor, Iselin, NJ 08830. <br />organized and existing <br />Lender's address is <br />InitialsaT/ <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 12 NEEDEED 0315 <br />NEEDEED (CLS) <br />10/14/2021 02:34 PM PST <br />�v" I <br />