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By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />(Seal) <br />CRAIG &A�ND E RSON - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />a C�" l Y" -LL) (Seal) <br />BRENDA J AND RSON - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />01- 35228765 <br />C-11R (0004) Page 3 of 3 Form 3160 4100 <br />