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<br />This Deed of Trust, hereinafter referred to as Security Instrument, is made on this 10'b day of
<br />November, 2000. The Trustor, hereinafter referred to as Borrower, is Douglas G Fotinos and Beth M
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<br />Fotinos, Husband and Wife, whose address is 15800 S 150'h Rd., Kenesaw, NE 68956. The Trustee,
<br />hereinafter referred to as Trustee is Adams County Bank. The Beneficiary, hereinafter referred to as Lender, is
<br />Adams County Bank, which is organized and existing under the laws of the State of Nebraska, and whose
<br />address is Kenesaw, County of Adams, State of Nebraska. Borrower owes Lender the principal sum of Fifty
<br />Thousand and No/ 100--------------- - - - - -- Dollars ($50,000.00). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument, hereinafter referred to as Note, with the full debt, if not paid
<br />earlier, due and payable on January 1, 2021. This Security Instrument secures to Lender: (a) the repayment of
<br />the debt evidenced by Note(s), together with interest thereon, any further advances, and all extensions,
<br />modification, substitutions, and renewals thereof, (b) the payment of all other sums, with interest, advanced
<br />under Section Nine hereof to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust, with Power of Sale, the following described real estate:
<br />The East Half of the Northeast Quarter (E 1/2 NE 1/4) of Section Twenty Eight (28), Township Ten (10)
<br />North, Range Eleven (11) West of the 6'" P.M., Hall County, Nebraska, Excepting a tract of land Deeded
<br />to the County of Hall, State of Nebraska, in Quit Claim Deed filed June 3, 1971 in Book 164, Page 334
<br />more particularly described as follows: A tract of land situated along the north line of the Northeast
<br />Quarter (NE 1/4) of the Northeast Quarter (NE '/4) of Section Twenty Eight (28), Township Ten (10)
<br />North, Range Eleven (11) West of the 6a' P.M., Hall County, Nebraska more particularly described as
<br />follows: Beginning at the northwest corner of said Northeast Quarter (NE 1/4) of the Northeast Quarter
<br />(NE %), thence running south along the west line of said Northeast Quarter (NE '/4) of the Northeast
<br />Quarter (NE '/4) a distance of Fifty -Five (55.0) feet, thence running east parallel to and Fifty -Five (55.0)
<br />feet South of the north line of said Northeast Quarter (NE '/4) of the Northeast Quarter (NE '/4) a distance
<br />of approximately One Thousand Three Hundred Three and Seven Tenths (1,303.7) feet to a point on the
<br />east line of said Northeast Quarter (NE '/4) of the Northeast Quarter (NE %), thence running north along
<br />the east line of the said Northeast Quarter (NE %) of the Northeast Quarter (NE %) a distance of Fifty -
<br />Five (55.0) feet to the northeast corner of said Northeast Quarter (NE %4) of the Northeast Quarter (NE
<br />'/4), thence running west along the north line of said Northeast Quarter (NE '/4) of the Northeast Quarter
<br />(NE '/4) a distance of approximately One Thousand three Hundred Three and Seven Tenths (1,303.7) feet
<br />to the point of beginning.
<br />which is located in Hall County, Nebraska, having the address of Wood River, Nebraska and is hereinafter
<br />referred to as "Property Address."
<br />Together with all the improvements now or hereafter erected on the property and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures
<br />now or hereafter a part of the said property. All replacements and additions shall also be covered by this
<br />Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property".
<br />Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record. Borrower and Lender covenant and agree as follows:
<br />1. TRUST DEEDS ACT. That this Trust Deed shall be governed by the terms of Section 76 -1001, and
<br />following, of the Revised Statutes of the State of Nebraska, also known as the Nebraska Trust Deeds Act.
<br />2. PAYMENT. That the Borrower shall pay to the Beneficiary the principal and interest under the
<br />terms of the Promissory Note(s).
<br />3. TAXES. That the Borrower shall pay all general real estate taxes and special assessments levied
<br />hereinafter against the property when the same become due and before the same become delinquent.
<br />4. INSURANCE. That the Borrower shall insure the property against loss by fire, hazards, included
<br />within the term "Extended Coverage" and any other hazards for which the Lender requires insurance in an
<br />amount not less than N/A no /100-------- - ----- Dollars ($ 0,000.00) with a company qualified in the State of
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<br />This Deed of Trust, hereinafter referred to as Security Instrument, is made on this 10'b day of
<br />November, 2000. The Trustor, hereinafter referred to as Borrower, is Douglas G Fotinos and Beth M
<br />.)
<br />Fotinos, Husband and Wife, whose address is 15800 S 150'h Rd., Kenesaw, NE 68956. The Trustee,
<br />hereinafter referred to as Trustee is Adams County Bank. The Beneficiary, hereinafter referred to as Lender, is
<br />Adams County Bank, which is organized and existing under the laws of the State of Nebraska, and whose
<br />address is Kenesaw, County of Adams, State of Nebraska. Borrower owes Lender the principal sum of Fifty
<br />Thousand and No/ 100--------------- - - - - -- Dollars ($50,000.00). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument, hereinafter referred to as Note, with the full debt, if not paid
<br />earlier, due and payable on January 1, 2021. This Security Instrument secures to Lender: (a) the repayment of
<br />the debt evidenced by Note(s), together with interest thereon, any further advances, and all extensions,
<br />modification, substitutions, and renewals thereof, (b) the payment of all other sums, with interest, advanced
<br />under Section Nine hereof to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust, with Power of Sale, the following described real estate:
<br />The East Half of the Northeast Quarter (E 1/2 NE 1/4) of Section Twenty Eight (28), Township Ten (10)
<br />North, Range Eleven (11) West of the 6'" P.M., Hall County, Nebraska, Excepting a tract of land Deeded
<br />to the County of Hall, State of Nebraska, in Quit Claim Deed filed June 3, 1971 in Book 164, Page 334
<br />more particularly described as follows: A tract of land situated along the north line of the Northeast
<br />Quarter (NE 1/4) of the Northeast Quarter (NE '/4) of Section Twenty Eight (28), Township Ten (10)
<br />North, Range Eleven (11) West of the 6a' P.M., Hall County, Nebraska more particularly described as
<br />follows: Beginning at the northwest corner of said Northeast Quarter (NE 1/4) of the Northeast Quarter
<br />(NE %), thence running south along the west line of said Northeast Quarter (NE '/4) of the Northeast
<br />Quarter (NE '/4) a distance of Fifty -Five (55.0) feet, thence running east parallel to and Fifty -Five (55.0)
<br />feet South of the north line of said Northeast Quarter (NE '/4) of the Northeast Quarter (NE '/4) a distance
<br />of approximately One Thousand Three Hundred Three and Seven Tenths (1,303.7) feet to a point on the
<br />east line of said Northeast Quarter (NE '/4) of the Northeast Quarter (NE %), thence running north along
<br />the east line of the said Northeast Quarter (NE %) of the Northeast Quarter (NE %) a distance of Fifty -
<br />Five (55.0) feet to the northeast corner of said Northeast Quarter (NE %4) of the Northeast Quarter (NE
<br />'/4), thence running west along the north line of said Northeast Quarter (NE '/4) of the Northeast Quarter
<br />(NE '/4) a distance of approximately One Thousand three Hundred Three and Seven Tenths (1,303.7) feet
<br />to the point of beginning.
<br />which is located in Hall County, Nebraska, having the address of Wood River, Nebraska and is hereinafter
<br />referred to as "Property Address."
<br />Together with all the improvements now or hereafter erected on the property and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures
<br />now or hereafter a part of the said property. All replacements and additions shall also be covered by this
<br />Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property".
<br />Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record. Borrower and Lender covenant and agree as follows:
<br />1. TRUST DEEDS ACT. That this Trust Deed shall be governed by the terms of Section 76 -1001, and
<br />following, of the Revised Statutes of the State of Nebraska, also known as the Nebraska Trust Deeds Act.
<br />2. PAYMENT. That the Borrower shall pay to the Beneficiary the principal and interest under the
<br />terms of the Promissory Note(s).
<br />3. TAXES. That the Borrower shall pay all general real estate taxes and special assessments levied
<br />hereinafter against the property when the same become due and before the same become delinquent.
<br />4. INSURANCE. That the Borrower shall insure the property against loss by fire, hazards, included
<br />within the term "Extended Coverage" and any other hazards for which the Lender requires insurance in an
<br />amount not less than N/A no /100-------- - ----- Dollars ($ 0,000.00) with a company qualified in the State of
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