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<br /> • ' ` �'��� UNIFOFiM COVENANTS 8orrower end Lender covenant�nd agree aH follows
<br /> � ' 1. Payn1�M ol PHnalpal�nd Int�afl;Propayn�nt�nd L�N Ch��ya. Borrower shsll promptly pay when due tho
<br /> r:n,� ,�: pnnclpal ol and�Merest on the debl evidencad by the Note anA eny prepaymeM and late charges due under the Note.
<br /> � ���+ ��-�� �. Fund�lorT�x���n0lnwr�nc�. Sub�ecitoAppbceblelawo�loew�dlenwa�verbyLOnder.8orrowershHllpny _ _
<br /> •° �'' � to Lender on the d�y monthly payments are due under the Note,unld the Note fs peid�n full,a fum("Funds")equal to
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<br /> ;�*�»�.;;•;j,.� one-twplilh ot:(8) yearly taxes and easeasmenis whiCh may ette�n prlonty over this Securrty Instrument (b) yeer y
<br /> •�•�. ��' � • tu�ahold p�yment�or 9round rant�on the P�opeAy.H any; (c) yesrly haxard Inaurance premiums: and (d)yearly
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<br /> a, . a •: � ; mortqage lnsura�ce premiuma,d any These items are celled"eacrow�tems" Lender mey esumate the Funds due on the
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<br /> - ;,.,,_ ,, , _ boa�s ol current d�te and reasonable estimates olluture esCrow�tema.
<br /> --��"••.- `� • The Funds she11 be held in an instUuhon the deposits or accounls ol which are�nsured or guaraMeed by a lederal or
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<br /> --- - .. . ,' s1Ate�geocy(�nCluding lender�I 4ender is suCh an�nst�tut�on) Lender sh,��apP�Y the Funds to pay the eacrow�tems
<br /> "��•¢�.�;' lender may not ch�rge lor hot�mg and applymg Ihe Funds.analyzmg the a�ccoupt or ve►dying the escrow items.unleas
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<br /> _-��:F ir�y:�k�h l@nder pays 8orrower mterest on ihe Funds and appUcable law perrteits LQ�de►to make such a charge Borrowe►end _
<br /> �.;:�._;••� Lender may ag►ee m wnbng that interest shell be pa�d on Ihe Funds Uniess an agreemeM�s made or appl�cabte law ..
<br />'""'�`+�-. � ' requfres�nteresl to be pd�d.Lender shaH not be reqmred to pay Bor►owe►a�y�nterest or eammgs on the Funds Le�der
<br /> -T � shallg�vetoBorrower.wdhoWCAarge.anannua�accounUogoftheFundsshowmgcreddsanddebustotheFundsandthe �
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<br /> purpose lo►wh�ch each deb�t to the Funds was made The Funds are pledged as add�t�onal secunty tor the sums seCU�ed
<br /> by the Securdy lastrument - �� --
<br /> IflheamountoitheFundsheldbyLender.togetherw�IhthefuturemonlhlypaymentsofFundspayablepnortolhe �__ .
<br /> due dates ot ir��escrow�tems.shau exceed the amouM required to pay the escrow�tems when due.the excess shaU be.at ,
<br /> 6orrower's optwn,e�ther promptly repaid to Borrower or credited to Borrower on monlhly paymenis ol Funds 11 thP �m��' ""'�":_-�
<br /> . amount ot the Funds held by Lender is not sutficient to pay the escrow items when due.Borrower shall pay ta Le�der any ! _
<br /> � �• � amount necessary to make up ihe deticiency�n one or more payments as requued by Lender p -• _„ _
<br /> . , • . Upon payment�n lull of all sums secured by ihis Secunly Inst�umenl.lender sht�ll Oromptly retund to Borrc++���any �'.
<br /> �''• ; Funds held by Lender It under paragraph 19 ihe Property is sold or acquued by Lender.Lende�shall apply.nu later than _
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<br /> °;-,�.� „ • immediately pnor to ihe sale of the Property or its acqwsitron by�ender. any Funds held by �-�der at the hme of �
<br /> '�"� �• f,, epplitat�on As a Cred�t against the sums secured by ihis Secunty I�strument
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<br /> �� � 3. ApplicNlon of Paym�M�. Unless appl�cable law prov�des otherw�se.nU payments received by Lender under __ _ _
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<br /> parag�aphs 1 and 2 shall be appl�ed f�rst.lo�ate cha►ges due unde►the Note.secord to prepayment charges due unde� �
<br /> P.r a.a r n 7 tnurth.to mterest due.and iast.lo pnncipal due- —
<br /> „� , � '�•-==-�,-� the Noie:ihird.io amounis paysble und_ �s+n _- - --- -
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