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<br /> '1'Qt3ETHER WITR J�the�m�roven.rnts no�v or hQreafter ereet�on th=PrciPenY•and al�e,�sQments,appurt�nces.and �_�
<br /> � tixtures aotv an c�mafter a �art of the prn�ny. A11 cePl�cements suid cdditions shat! also be wvered by this S�arity � =
<br /> . . Ins t r+r m 2 n t. A l l o f t h e f u f e�;o i n�i s r e f e ned to in this Securicy instrurrttnt us the"PmpertY,° � =
<br /> • ��ORROWE R C O V E N�3 N�'S that Borro�jer is la«•fully seis�d nf the estatc hece by nmvey c ti l a n d h:t s t h e ri g h t t u g t a n t a t t d Q =
<br /> ` ' camcy the Propetty and thet the Pc�pertY is urtencur+ihQred.excepi far encumbrances�,f recard. Barro��•cr�sanunts a n d�vi ll —
<br /> defe�.d�e�rslly the title to thx Froperty ngainst ulf claims and demands,subject to uny encumbrnses of rerord•
<br /> . , '�}31S SECI,'RR'Y�NS'TRU1l�lENT combines uaifom�mvenants for natianal use:uid rton�uniform rnvcnants�ith limited � �
<br /> � ' �ariariuns by jurisdiction to crnsaieute a unifonn sccurity instru�ent��verin�rcal prog�rty � =
<br /> LJFIIFORI�Z COVEIVAN7'S.�rro«�cr ur�d Y endcr co�en�nt ansl agree as follutzs: a w�n due the -
<br /> , . . !. PaymPnt a f�r i n�ig a! a.:.d I a t e r e s t: P P e F3 g rm�r�t ur� l.mYe Cha�c�. �arm�ter shall prumptlY P Y =-
<br /> _' �r.`= a ent and tate char�es due under thg Note. _
<br /> � principal of and interest on thz dcbi evidenced by tlte Nate aeid any prep ym �
<br /> .;��.�«,.�' �,Fhads[or T�sutd t�uraIICe• Subject to applir�ble law or to a«�ri�ten«aiver by Lender. 8orro1�•er shall p�y to
<br /> �' I,ender on the d�y mo�ailily paymenis are due under the Note.unril the Noie is p:�id in fuil.a sum l b un�l) t��asetco d p Y��
<br /> . . ` uud a�essmenu which cnay nttain prioriry over this Securiry Insuument as a lien�n�ft �°a yeafly ilood insurance preminms.
<br /> _._.,�._- � ��reats on the Pra�tty,if any.(c)yeariy hazard or prapenY insurance p `
<br /> - . . �Y if an,+:(e)Year1Y mortga�e insuaance ptemiums. if:u�y:and Et)a�,y sums payabte by �ta E�r.en���witl�
<br /> � �S'`. . the pmvisions of parap'aph 8.ia lieu of the payrnent of cia�rt�age iasunuxx prer�tiums.These ttems�re�11�"Escmw Items."
<br />:-x: , •-. : �..
<br /> I.endor aray.at anY G�.c�ltect and hold FuN.is in an amo��t rtoT n�excead the ma�amum a�ovnt a lendEr for a federally
<br /> • • relatud mortgage loan may�+eciu:-*e for Borrower's escmw acccunt undea th:fedecal Reu�Fstate Setttement P�ac ��F�
<br /> : 197•l as amended ftom tiirte to tirne. 12 U.S.C. SeMion 2601 er seg.('RF.SPA').unless�otteer luw that up�'
<br /> ' � sets a lesser atstounl. If so. Lender m3y. at any time.oollect and hold Eunds in an amounY aot ta exceed the less�r amavnt.
<br /> �' ., .},*:•'....
<br /> '� ����y esiimate ch$at[�uunt of Funds d¢e on the basis of current data and reas.nnable es�►mates of eapenditun:s of futuie
<br /> ;a;�.:;: .•;,:, .• lccablelaw.
<br /> - ;Eyrt:•.::: Es.�w Items ur othetwise in acoordanoe with upp'
<br /> . .:�.'"�,��,:,�•; Tf�e Funds shsill be held in an institution whose deposits are insured by a federal agency. insuutrtentality. or ertity
<br /> '.-�r+'°-"`-;"" (iuciudina I.ender.if Lender is sucfi an instimtion)or in any Fedetal Hoae Loan Bank.Lender shall agp��e esixaw atocmuu,oz
<br /> Fs..-row Items.L.ender may aot cha�;e Borrot�rer for holding aad apptyin�the Funds.��le l��m►iu Lender to m�lce such
<br /> ';'�`�:;j`'��;�" � vp�i:fying the Fscmw Items.anless I.ender pays Sarrower interest an the Fwsds und app Pe
<br /> ''.;`�s�'t:t.;� ire Borrower to pay a a�tQ-ame chasge for an independent mal estate tax reporting servic�
<br />:��.r�<„.�t�,, a ci�n e.However,l.ender may cecN
<br /> ••...E�,; •�,.. � licable IaLV ovides athenuise. Unless an a$reem.�A� is m�de or
<br /> .:.. __. ._. ��.by � in connectiou �vith this loan. unless spp PT
<br />",.":;�'°;�:� mte�est to be d L�der shall aot be required to pay Borro�ver anY interest or earniags�n th:Funas.
<br /> -,��;�sf,�-,;�,'; ' a�in.:.ble law tequires� P� • ve m Bor[uK�t.
<br /> r. �J`�' &s-.rower and Leader maY agree in writing.�s�tvever.tLat inierest shall be paid on the Funds.l.ender shall gi
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<br /> -_-�::a`�'; � wiET�aut charge.un annual acrocunting of the Funds.showing credits and debits to the Fuads and the piupase for whic5
<br /> " for all sums secured by tfiis Se¢untY Ins`�n1•
<br /> _,._uy`��1�•. dablt�o the Funds r;ras mzde.'Y'tce Funds are pledged as additiomi security
<br /> 1'._:,�:��,:.....rt If the Funds held by Le�er exceed the amoants Fem�ittsd to Ise hetd by applicabl�taw,Lender shall ar.cau�c e�Boirowes
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<br /> _,j'�;��y���•,{; for t�e excess Fua�in arcordaace�rith t�e�Iuirements of applirabte law. If tAe amqunt of the Funds held by I.ender ai anY
<br /> - ----sr•�';�:� t�e is not sufficien�co pay t2�.e Escro�v Ite��vhen due.Lender m�y so nctify Botro�ver in wridn;,ar_d.in suct►case Borrnvr.a
<br /> - _-��;.E;4;a`�.� shull pay w Lender t�s amouat necessary to make up the deficiency. �orro�ver shali mxke up the dc�ciency in Ro more ti`�
<br /> - _ _ :::�_.� �v���ve monthly paycnents.at 1.ender s sole discretion. ��p�mp�y re�to gomu�ver a�y
<br /> =-�'=a-xf� UpoA payment in fiill of alt sums sccured by this S�sriry In�u�mea�t• �R�� �ee.prior to the acq�ai�i6on or sate
<br /> -_°:-'�'r���� Fuuds held by I.�er.If.undea paragraph 21,Lender sh�ii.�rrvire or sell the PtopemY.
<br /> �:«"�`'� - r 1�i1 1 an Funds held by Lender at the time of acq�:sition or sale as a cr�dit a.��_ins��e s`�����'f
<br /> __ '��-. v:the Property. �,pP Y Y
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<br /> �-� --�.c�Fx�,�� tt�.is"security Iastnu�:n� -
<br /> -----_ -= 3.Application of Pay�eents•Uuless applirable law provides othenc:se.ali payments raceived b�I.ender under paragru^
<br /> --_-- - i wni 2 shall be applied:first,to any prepaym.nt chazges due under the Note;secoad.co amflunu payabte under(�ara8rnph 2;
<br /> th.ir',�,w inierest due:favrth,Yo pr�ncipal due:and last.to any late charges due under the Note.
<br /> ------- 4.�h�¢s;L;ens.Bom�wer shall pay all taxes.assessments,charges.fines and impositions atvihutabte to the Proporty
<br /> -- = o�hich may attain pnority over t°:is Secarinl lnstn�mQrrt•a�d leasehold paymenu or ground renu,if any Borrower shal!pa�
<br /> - '=_� tjtese obligations in th�manrc�'(�r.•�•ride�:::r,u:.�graph 2.or if not paid in that manner.Borrower sMatJ�,ay them on time ditectll�
<br /> =- tG�the peison owed paymsnt- I3n�:•xer sna:l promptly fi;rr.ish to Lender all notices of amounts to te paid under this paragruP`►•
<br /> _ �,,,,,,,�,�� If 8orrower makes these pay�.�ta directly.Borcower s'�a!!��r.omptly fumish w Leadcr naseipts evidencing the payments.
<br /> -��___-� Borrovrer_Irwlp prompdy dissharge any lien which li,�s�-riority over tt►is Securc*�(ii�vument unless�arrower:(a)agrers in
<br /> +�vriting to the gayn'.znt of the obligation sa�.:ad by the 1•:a in a manner'aca�°�table to LeRder.(b)contests in goal faith th�1isz�
<br /> ' ���� I¢y. or defends against enforcemem of tL•r_ �_:_n in, le��; nrooeedin�;s �vit+�.a in ifie T.ender's oginion operate to preven:�`e.,
<br /> - enforcement of the lien:or(c�.�ecures from the holder ot�i4r�lien'an agreement sacirf:;.LKOry to Leader subordinatlt►g th=�ien�v
<br /> ,:_�:+�iµ;�_�751
<br /> ___-___ �, �`�.� 1l.is Security Instrument. If E.cr,�fer determines that any r�u�. �f the Property is sui�i�aa.t�a lien which may attain priority o�c:
<br /> --- = this Security Instniment.Lender may give Eorrower a r.��rir:,,idenufying the lien. L'err�y.ver shali satisfy the lien or ta►.ce one cT
<br /> �_�:��;�n;�� crtore of the actions set forth above within I�J�.sys of the giving of notice. ��3028 9�.i�5
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