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V ' N DEED OF TRUST STATE OF NEBRASKA 90- 107346 FHA CASE NO. 321 - 1447437 -203b THIS DEED OF TRUST ( "Security Instrument ") is made on December 21 . 1990 The truster is Daryl E. Michalski and Peggy A. Michalski, Husband and Wife ("Borrower"). The 'trustee is Ccamercial Federal Bank, A Federal Savings Bank ( "Truce "). The beneficiary is Home Federal Savings and Loan Association of Grand Island which is organized and existing under the laws of Nebraska MW whose address is 221 South Locust, Grand Island, NE 68801 ( "Lender "). Borrower owes Lender the principal sum of Sixty Thousand Seven Hundred and 00/ 100 ------------------------------------------- Dollars(U.S.S 60,700.00 )' This debt is evidenced by Borrower's note dated the some date as this Security Instrument ( "Note'), which provides for monthlypayments , with the full debt, if not paid earlier, due and payable on January 1 , 2021 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals. extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the perfomranoe of Borrower's covenants and agreernents. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following es Neboperty loaned in Hall Lot One (1) and the North One -half of Lot Three (3)9 Block Six (6), University Place, and Addition to the City of Grand Island, Hall County, Nebraska. which has the address of 2332 North Sherman, Grand Island Itilrerll 10ml t "Pronerty Address"). avan.w.. OOOU3 � . ,Zlr I, oJct TO{'+a_3"FER %17" all tv.: vc w or Ylereaf :er erected on the properq. and all easzmcnni. rights. appurtenarkes. rents, royalties. Mineral. 0i1 a: °« gas rights and profits. water rights and stock and all fixtu: es ne'w or hereafter a part c i ;he property. A611 replacerner.:s and additions shall also be covered by this Security Instrument. -%It Of the foregoing is rev red to in tlx:. Security Instrument as the "Property.' 86MOWlER COVENANTS that Borrower is lawfully seared of the estate hereby conveyed and has the right to omen and cwvey rbe Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will del d genitally the dde to the Property agaimt ad1 claims and demands. subject to any enc=brjases of record. FHA NFBRAmKA nE @n of TRUST Form &W f"NI Parr 1 ••1 J Ill Rnrdn pva- 1 au a I.RM I.M.. Huvnn. 1..111. la I %k I IIW j wlIIj04 • VI I IM)11 1'.N jh 11 11l II.Im 741 1 111 !t'r' - ff!- - .�.ow g�v-da _;mss