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<br /> 1). 1��i1F'ORM tit.l'IJNfTY INtiTRI1ME:NTt t�OVERNINt:I.AN'; tit:�'F;RAfl11.ITY .
<br /> Unifonn('u�cnunt lS uf ihc Seeu�uy Ins��umcnt is amcndcd�a�cad n+falluw�:
<br /> IS. Uultan��+ecttrtty idtra�eet;GoferRi��t�aw;SeYef�bUity.l'Mis furm�f�urdy Im�cuu�enl��nihine��►ait'nrni cmenants far nationul us�
<br /> r �nd non•unifunr►cavenants with lunitrd �ariad�nv by jutiadicHnn ta rnn�tiuue a unifprm secuNty in�t�ument caveri�g ma! propeny. This
<br /> � Security Instrument sh�ll t�r g.o�cr��.i�,y FniE��1�:�v►;�ec3�he law of thc iurisdiction in which ihe Property is located. In the event�hat�ny
<br /> provician o�clause of this Ser:urity Instrument or the Nate conilictc��ith.�nri��an�e iaw,�uch canfliet shall not affect other provisions oP this
<br /> Security Instrument ar the Note which ca�be given cfP�Yt µ•i�ha�n�hc r�nflicting pravision, and tn this end the provisionx of this Security
<br /> lustrument and thc Note are declared ta bc severable.
<br /> • E. 'fRANSFF:R OF THF.P1tOPF.RTY OR A Bk:NF.F'1('IA1.INTI�:RF�'1'!N QORROWI�:R
<br /> Unifarm Covenant 17 af the Security Instrument is amended to rrad n�fnllows:
<br /> 17. Trxmter of tAe Propeny or u Bese�icis11n1eresl in 8i�rrow�er. I f nll or nny part oP the Propeny or an interest thercln is sold or tcansfcrred
<br /> (ot if a beneficiaL�ntrrest in Bonox�er is solcf or t�asisFerccu .and �lorrawer i� not a natural person)without t.ende�'s prlor�vrltten consent,
<br /> Lender rrr:�y,at Lencfer's optian, declare ali thc�umy�erurc:� by thi�Sccurity Instrument to be immediately due and payable. Hawevu.this
<br /> optiace sFEaII not be erercised b��Lrnder if exercisc is noc au�hr-::cd by Federal law.Le�dcr may waive tlnE rxerclse bP thls option it':(a)Borrowcr
<br /> �auses to be submiited ta Lender ini'ormation required bz•I ender to ecaluate thc lntended ttansferee as iP a new loan were bcing made to the
<br /> � tr.�.�nsfe¢ee;and�bS Lender reaso�al�Ey determine.that I endrr'.�ccurity will noi be impaa�ed h�•the toan assumptian and that ihe tisk of the
<br /> CrqsC��ii�}�.oven�nt or agrcem,:n�in this Secur;ty lmirume���.aceeptable ta Lender. �
<br /> �i�a�eexcerr.e r�e:'raiited by applicable lau,T_:ndrr nix. �harcr a rcasar.��ale fee as a condition to LeadePs consr•nt to the laan assumption.
<br /> LertQerm�ay�ass}s:�,u;s:.chc transfcrce to ke,r;�':1:�:;;�om�.�; :r,i agrrrmer�u made in the Notc and in this Security Instrument. �
<br /> •'i.i*i.ender exercises such option to arcelera:;,2.rr.,;;r tina�l r.,ail Horrower notice of arcderation in accordanee w•ith parag�aph 14 hereof. �
<br /> S�cF�krc�:ce�hall preti�'sde a periea of nat Iess than 30 dat�:ir�;m:.:c c�ate t!:e notice is mailed wit hin�ehich Borrower may pay the sums declarc*ct
<br /> dae.3f 8orrower t�':s:a�ay�tiuCh�ums prior c� .hc crr::a:�on,�f�u�h period,Lendrr may,wilhout Purther noNce or dcmand an Borrower.
<br /> invoke any remedirs�rvrnit:e�hy i3�is Serurity�nstnnnent."
<br /> "N�twithstar��ing a sale or,ia•ans`�r,Sc+:row�er�vill cc�r.�:���:t��he obligated under ihe tiote and thic Seeurity[nstniment unless[.ender has
<br /> relrated$otraw�r ia writ�ng." ' ' • . .
<br /> F. LOAN CHANGES . . •
<br /> lf the loan secured by the Security lnslrument is cuhi�•ct to u luw whlch sets maximum I��an�harges,arcd that la«•is finally interpreted so I
<br /> that the interest or other loan charges collected�r to be r�llerrred in cannc�etion�vith the loan e•zreed permitted timit�,then:rl?any such loan I :
<br /> charge shall be reduced by the amount necescary�to redure�hc char�:e ta�he permitted limit;and(�)any sumc already mllected from borrower � ,.
<br /> which excecded t+crmittcd limit��:i11 bo rcfunded t��Nurroticrr. I.ender may�rhut�se to makc thi`�ct'and hy reducing the principa!owed undCt the _
<br /> Note or by making a direct payment to Horrower. If�refuu.i�cdurr�rrincipal,the reducuon w ill he treated as a partial prepayment under the --
<br /> �
<br /> Note.
<br /> 1N WITNE;SS WHF:REOF. Borrawerha.vexecultA Ihi�AdJuslablc Isate Rider.
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<br /> � rroll P. WardF�o RowEK
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<br /> Ratricia A. Jard BORROW�R ,�;'
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