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<br />90- -107326 ADDITIONAL TERMS
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<br />!R YMMNTAND ACCRUAL IIFTHE e7NAN4 E l'HARIiE: F wn 1MwQh 1 rkr twll have In ppaay nww0 than the rcpuhu scheduled monthly payments I hoc the right
<br />10 111110. If the Ietdfnp n+Owttoln that buys my vtxlttwt rumpute+ the finance charge Jaily.
<br />wpre the whole amount owing to you in full u any flow rr in part fnwtt time
<br />hr kis If 1 auly timl it will he higher it I My fair.1 still rrrugmro That any tlnesvary Wju%iiw Or my anal rice
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<br />iii finance quaffgs1 will make an pprrrnKnl, am
<br />char wi I rellecteJ in 111) final bill; l also know that the amnunN slurwn Iris the averse Mlle fur 1M• I lnartoe Charge, has Of Manhunts, and far haal Sslr Price arc
<br />ffe hlca K There h
<br />m dua I kin.% that then, will he no refund if I prepay
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<br />rulnfaNt r1a am awmplbrt Ibat fnw will ntelw cwh Of The paynlenh ctatlly 1.11 tknr, aid
<br />nothing� to to 1 I am chuffed tin a daily hsit If the lending invlltutum dies 2111 s,twupule Ilse finance clwrg0lolly. afwt d 1 prepay tM wMlk anvil I ynw 111 refund
<br />by the klwlwn at the Iklusua) Imrdsild amt the rm oput set tm)• re hase w Ill 110 fa rel nn ilia
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<br />ht rim tie 014P of IM 1111mil charge lmlere +l l rccou"Im pnKldum
<br />a na ant n►yy slwrnthly payment sari airs 1111 the wwal�tea a1a1 anwunls Of thw• wrpa)ulrms that pay w yews l kawnw that a rrtuadl of le lien SLIM1
<br />scletrlukd
<br />will WA he made. I y roluntatily prepay the allwrum 1 owe yaws. nl full Ow sn pan. st on) 011ie_ If 1 lake a partial parpsynlrol. I ow,I Iollitu w ma .nay rcffular
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<br />) ia•i 7r�+• �s•:f
<br />payments unlll 1 have Id all anwwnts ownt.
<br />IMPQRTAN'T ABOUT WARRANTIES' (m) SELLER HEREBY DISCLAIMS ALL WARRANTIES EXPRESSED IMPLIEDr
<br />AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNL S SELLER
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<br />OF MEiRCHANTA0
<br />FURNISHES BUYER ITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE; CONTRACT MADE BY S LER ON ITS
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<br />OWN BEHALF. Ih)1 have ad, in dealt, the separate "LIMITED WARRANTY" which accompavies this contrw:t. II 0xphlins the cofalltlons d circumstances in
<br />a w111 he repaired or replaces. I lake rake nt the limiations On the warranty. and 1{1articularlyy recugnire that y impplied wanunly
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<br />which Rho maettfadttred prod
<br />which appllet to Ilne gaxids taste n as Ionpp as the warmnty ur service contract. Ice l hve real, in detail, the se to "LIMI11sD INSTAL .ATION ARRANTY" which.
<br />it accompanies this contrac t. h explains the conditions and circumstances In which the a of 1 e siding, sidingg acces+orim, and Iles wdl TIC mlkute•
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<br />made
<br />take rral�ce of the limitafiom cs1 the dy, and I particularly rccogniie that soy implied wutramy w Ic spphcs m the Installation lash only lung ss the warranty or
<br />service contract.
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<br />LIMITED WARRIOR: My soli tad arc In relaedrr apinst you Ile Tour asslEaee shall be Ihllted to ley rights aed restudies under the spree 10 year LIMITED
<br />WARRANTY — "JIM to • at tie file I slpa thlt ConlracL MT aclusla rtEllts tad mnedbs ulcer tha warranty shell he In Ilau of a other right; or remedies,
<br />at her or IN *11. wMn erelitW 11 a IlsatlN stall law.
<br />ALL MANUFACTURED WIMDOW PRODUCTS All T GIU WEED WAM CONOENSAROM. MOISTURE FORMATION ON FROST. PRODUCTS E NOT GUARANTEED AGAINST
<br />CORROSION DOE TO ADVERSE CLIMATIC CON
<br />BUM, REIP THE SEPARATE "iN PEAR WARRW WHICH IS A SEPARATE WRITIEN INSTRUMENT PERTAINING SOIEIY 0 MANUFACTURED PRODUCTS OF
<br />THE PACESETTER CORPOMTiOM ANO WHICH "UM WARRANfT, HAS BEEN OEU111RED 10 EACH RESPECii11E BUYER IN CONNEC WIN THIS SALE. PACESETTER'S
<br />1B TEAR IN= WARRANTY AND THE FOREGOING DIVISIONS REGARDING CONDENSATION 00 NOT APPLY TO SMO.
<br />Further, The Pausettu Cotporafica leaks NO EPRESENTAiION OR WARRANTT OF ANY KIND OR NATURE WHAiSOERR, PRESS OR IMPLIED, WON RESPECT TO
<br />THE ENERGY SAYINGS I COULD OR MAY ACHIEVE BY E OF THE PRODUCT(S). I undershM that 811 eaerAY sarilWs I war chit" is depledeal upa a eumler of
<br />lacte", iecludill, but riot limited to, the type, quan and quality of insulation in n home, the particular sill an tyre of my hoer. the type of goality of
<br />coasirllction of my hove, my particular life style, the letter of openllip in my home, prepsr teonitotla[ of thomos settlaRs, climatic conditions and IocaNen
<br />of ley Moan, aM B1e1 the typo of into consueled for tiaR and all conditloalag purposes. F
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<br />SPECIAL -ORDFR TOODSI I know that you hase met+urcd y house end its oMmngs to that you can make the rrduels to fit my particular house and thal the gord%
<br />probably will nor fit an other houses, so I know that 1 cannot c eel this contract Jt any time after the period of me given to me by law in which to cancel. After that
<br />legal period of Ilex. 1 know that I have the obligation to pay yo in fu111he amount awed.
<br />COMMENCEMENT OF THE FINANCE CHARGE: The final, charge linterestl is estimated to start wi a 30 days of the date of this contract, a crept In the event
<br />you complete the installation of the gexads and services on another dr7r, then the finance charge dnterests will gin t, mn on the date that 1 sign the Completion Cemficatr.
<br />The amount of finance charge (interest) may be more or Iess Ihan the mount d>+clawed drpendin. en the mourns 1 ray you and my timeliness in making payments.
<br />OBLIGATIONS PERTAIM- NG TO PROPERTY INSURANCE A 1Y RE.gL ESTATE: I. 1 pw . to k:ep my house in good repair and keep it Insured for at
<br />kart f10'k of its rcplacemrmt value by buying a fire and extended coverage murance policy. The insuran company must be approved by you, and the lice must have
<br />a ; ncfici=. c;awce wh;;l: ssva that you tier in he paid if there is a loss. insurtnce company must gtee that n will nd cancel my policy without tot telling you. 1
<br />autheriae the inwrance comran) to pay you directly for any loss. You can c w h, u e Ihrs mine a payment to tither repay any wlluunls f awe ore ul to Ia nr my
<br />hour. I have the option of providing pm rty insurance through an existing icy M lhrouyth a)xd independemly OMained and paid for by Inc. 2.1 also promise that
<br />will not allow anyone else to place any (tens on my real estate without your w ten permission. 3 1 pmmn.t to pay all taxes assessments and other charges an my real
<br />estate when due. J. 1 promise to timely make all payments on my prise horns sec it by my real stale. I also promis na v trend, renew or change no loans
<br />without your written permissbn. S. If 1 do not insole my house or fulfill in era Iigminns to y real estate, then yy u in d for oil" tau want Ihut ySou Jn not have
<br />to). If you du pay any of These obligations for me. I agree ur pay you buck un Jem d plus i ere.t al the highest tawt' con t let of mere +t. lentil 1 Say you hack,
<br />these amounts will Ito odded to my ebt to you which i. +ecurcJ by my real estate u
<br />hit I know that if yew decide r bu mum •e for me that you it not have 111
<br />obtain Imy homeowner Orr liability insurance.
<br />MORTGAG6t I hereby gmn4 hnrgain. sell, convey and rnnngage tO you. a. Mortgagee y real estate and house It t at dress" designated on the other site
<br />of this contract as security for all amounts due In you untkr this Installment Sale+ Cn t.
<br />DUE ON SALES If 1 sell, lease or give Illy hcwix set anyone before 1 have fully paid all owe ode this ccmtract, you can dcc all river this contract payable
<br />at once and 1 agree tO immediately pay yew that amount.
<br />DEFAUI.Tt 1 will he in default under thin contract nf: I. 1 dun i male J paymcm wh der. or . 1 hark Jan piny ob I al e to y to is u%mcti ar A. Something ehc
<br />happens which causes yew to believe in gtwdl frith that 1 do not Intend to pay you a mnn,cd, or I detauh i +n any .Ihhgm ,tier ch at using my home a. collateral:
<br />OF S. Something happens to my house which threatem your rghh• it any. I u
<br />COLLECTION COSTS: If I am In default of 11111- contract and you demand f pa)mcm. 1 undo nd that ytw hase the h Iteclose t • nion age 1 have given 10
<br />you and to have my house sold to repay an amounts 1 Owe you. Before my ruse 1% -.(bid, you wI11 o all that the law mqqu •s.1 understand that i . hire an attorney
<br />to assist you in the enforcement of your rights, including the +arc of my hnu .Irr a law.uh, r agae nt • you for ma+unable tomes' f and of r related expenses
<br />such as court costs, title searches and money you expended to protect my Ouse, if you are alInwe f collect such amounts It
<br />OTHER RIGHTS: You can chlxrse exit to enforce any of the rights unit this contract as often as you w t without losing i . Or, u an a ay enforcing any of the
<br />rights without losing them. You can also use any rights now Or in the lure given to you by law.
<br />DELAYSt 1 know that you will use your best efforts to install the ppn cis 1 am purchasing on my hoarse. hu also undersea n vi ns you ran encounter
<br />delays that are caused by strikes. weather conditions, delay+ you ha in obtaining materials, or for other tea .that arc bey nd you ca 1. 1 will not hold you liable
<br />for such delays.
<br />REQUEST FOR FULL PAYMENT: If I am In default under a a ntrad. y ttu can declare :dl that I awe under n contract payable at once. 1 agree w pay yOU Imere +t
<br />on that amount at flee masfmum contractual rule allimed by la nut the muoum l idle you 1, p.uJ I :d,a krdn+ tie you can toreclow the mortgage I hase green dI you.
<br />ARBITRATION: It I have a dispute or claim with you cone rig the quantity. quality or perfomance of the p cts, I understand that myy dispute may be submitted
<br />to and settled according to the mediation•arbitralion pIngot that may have developed in my community. 1 aI+O tdow al any decision made by an arbitrator(-,) would be
<br />entered in the court having jurisdiction over me aril you.
<br />SALVAGE VALUE: I know that the window.. wardwo . siding. brick atdl other mmenaN that have to he remmed by ou for this installation have NO salvage value.
<br />When you remove them, you can have them ftx whalev purpose yew want.
<br />SPECIAL SITUATIONS: Due to the uniqueness of me of the produch that you +ell• I understand Thal nn ,pedal .ituau . your Regional Ofrtce may have to review
<br />and accept this contract. 1 mho utdkr1-land That this s e Occurred in my home and that vim and 1 may not hase had all the co t information important 1n this transaction
<br />at our fingertips: 1 give you my corium In carted rty obvious cmrn that may have oxcurned whet the blank+ in this contra were completed.
<br />INVALID PROVISIONS: If any prorision of thi contract oudate. the law anJ n unenfurerable. the re +I of the cummct will tae lid. If any pan of this cOmmct rcywres
<br />payment of more interest than the law permits. en you wall only have the right w collect train roe the andwnl of intele+f whle the law allows you to collect.
<br />COMPLETENESS OFTHIS CONTRACT. hi. eantracf can ooh Ik .hanged d Nish you,uld I agree on %riling
<br />NOTICE
<br />ANY HOLDER OF THIS CO SUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND EFENSES WHICH THE
<br />DEBTOR COULD ASSERT A INST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUA T HERETO OR WITH
<br />THE PROCEEDS HEREOF. ECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AM LINTS PAID BY THE
<br />DEBTOR HEREUNDER.
<br />INSURANCE CANCELLATION If I have nque +led tinurame In fhl, pur.ha,e. I nla% a ancel ,uch reque,t for ti,urime tot ,no reJ,on wl In fifteen (15) day+ front
<br />the date of this contract h) nuhf) you of the hinder of fhn contract nn wnung I know Ilat the cancellation set my un eruge w dl h e arranged w r the In.natwe carnen,I
<br />mild o full refund Of my premise 1, ingather wnh apphcahlc bounce charge wdl hr credited to the, conlrao
<br />PLEASE NOTE: If 1 haven esled insurance in thnpurcha+e. I w ill neccne within fhim 1 101 din, a ccrtdia,ec of 1 urance nu,rc fulh ,au nce t r mwoly a coo "ll, to
<br />1 ...............r ,lw ....,,r,. a., .d 'wart —, and Ilu• Ialtnwane !'nfice of Pn10tr,ed�InwrJnie shat Jm intercJ only !a
<br />1 know that It Ii1crc P ... .. _. . -
<br />the' extent Stated In tier flrl Ing Rill" Of Pulp, IMUrdnCC. I Jill' l llOw IhJI t ilJ +e III,Ufdllil' ♦atCGlgt• .11111 11 l ha +e hctin charged tier It
<br />NOTICE OF PROPOSED INSURANCE
<br />1 take mince that hcrCrcda I.de or CrW,t twodem Jnd [•k -ilrh [n- tr -i'mi noth, %till he ippllcahle io the, In,tallmcol Sale. G. rrrt,: ••r I:1e nc Tie side orit, it
<br />haoe chmen It by , n•a3 the reque,t for —11 Irwrataie Tie., in.uce :.r •,r) cover the Demo ugnlnr the rcque,t JI file .,• •J,h ttpe : f m. trace shawl
<br />Subject to r,cepr.at M rte.: rmurrnce comprnt the m.urin,;,: —11 he ,efietm; r, of tttlay and ,,: n ,ouhnue tint) for the number e? rrr,nfh, rttei the elect a date• :ewa:
<br />In the der oaf enritlI pilmenrs t ,n%f,•r jjn l that tor, pia r: :ulJr :-rant Ma% n,•1 rt— d< .••, Qragc tar my IJ,t tell payment.. red that dams tf:JI Tt N! of tic: [
<br />aril not ILVe ell m <unrlee,,.t vote > �I I+entfir,, end pa ceN, „f the In,.cln e w .G tic pawl t.o ,,oOo or L• a hn.muJl Irnanuton rt n pun hr t, ter Imirlinxn: SJ •. Cuntrr:r
<br />tl dye tsrent m tntem to Jnd Jno hu4O:e %rte Ix proahle I., nlc The to rcri tmounr,•f f'r der I.tfe In,urin_,: me amount requlrcJ to o:pry the'. ^a, r PJymenn.
<br />rlle:reafhar. t Insurance decn:r.e, h., rile 4",unr of fJeYl monthly payment to i .,.iseduled Ise ,ti% r•a,,, It 1 am winrl, ,.h:teiled of the In,rJtlntrnr )r;;, i u tract with
<br />r Coo -Buy .ant we ha,e hngl agneli alit rLgLw,t f.,rCrodlt Life lnsurancc. darrn I,vnerir, +III he pay th:e.,n(, ,, :rh re,pe,t t., the hr%l onit• of u, r. • J e NJh e;l ha a duswrl,.
<br />rhmina m,,r waling pen.• I wed rn nc� m,urrracr ry•In :, ,,r xmtis *e fr,da 1,. , orr and k,s.dah ln,.urn,e I, for rile ht:neld nulunt ld l Imil _,t arch month' pa, vlent
<br />for a dw rhir I Jm mritllt d—hied due r„ rn In;un .-r ,wknc,, uncle 1 . —e an, rat ner.t to , -I h,,u,%er I Ilnder,trnd that 1 h.ne 111 f r pret,: —ed from %n krnj ,l,ue
<br />to , h h,a.ii dr,il "IM for rr -v O v, h,at:, :cn : I to , :anti u•:,r ,hilt. t, t,,re the an,uran,e lhneiiI lmid ha,k n, rh,• tor,l day oI nn soul dI -ah kr, I alur kn that
<br />ca opfa n ans insurance from soft if 1 :sea rtser 0 )ears nt ate Iodim and 1 also know that t11e insu"e crineraRe prmidad In rile mar contain a m imum
<br />amount of aoveraRe whkh wHl nut pw) in sow cases, the entire amount that I Ouse sou. Cue to the wilamurn amount of iuvcrJgr +I.oet .a ma nwrance rty. 1
<br />km,w that any unpaid amount nn a tees, set tic Inwr,nce tmewizi: wall ,till hale d, tv pJnd It tier Irwaliment �.i e, conflict 1, prepaid In lull pr . r n. ehe IJ,t pay cm
<br />date. am uneamed m+urarce premwm+wdl be refunded io ale In the manner pre,cr:tled by IJ,% within tlum I ul. day,. I will tetene the ,enni —ire of tl,ureme mote
<br />fully de+cnhmg m) mwralce crnerJgt If the m+urance 1, not accepted by file m,urime company. 1 well rc,enc a Ietund A the ulwrime pn•ntum, I hate paid
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