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<br />Return to: Cathleen H. Allen
<br />Smith Johnson Law Firm
<br />104 N. Wheeler Avenue
<br />Grand Island NE 68801
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is made as of the day of October, 2021. The Trustor
<br />(whether one or more) is JAMES L. JAMES and AROLINE JAMES, husband and wife,
<br />whose address for purposes of notices in respect to this Deed of Trust is 3802 East Seedling Mile
<br />Road, Grand Island, Nebraska 68801 and is sometimes identified herein as "Borrower". The
<br />Trustee is CATHLEEN H. ALLEN, Attorney at Law and member of the Nebraska State Bar
<br />Association, whose address is 104 N. Wheeler Avenue, Grand Island, Nebraska 68801. The
<br />Beneficiary is GARY L. JAMES and MARY ANN JAMES, husband and wife, as joint tenants,
<br />whose address for purposes of notification under this Deed of Trust is P.O. Box 24, Kirbyville,
<br />Missouri 65679 and is sometimes identified herein as "Lender".
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<br />BORROWER IRREVOCABLY CONVEYS TO TRUSTEE, IN TRUST, WITH
<br />POWER OF SALE, THE FOLLOWING:
<br />All of the Easterly One -Half of the Easterly One -Half (E'/2E'/z) (or what would be
<br />Lot One (1) if laid out in City Lots) in Block Fourteen (14) in Windolph's
<br />Addition to the City of Grand Island, Hall County, Nebraska, as surveyed platted
<br />and recorded, said tract being a rectangular tract having a frontage of 66 Feet on
<br />Anna Street and a depth of 132 Feet,
<br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements,
<br />rights, privileges, and appurtenances located thereon or in anywise pertaining thereto, and the
<br />rents, issues and profits, reversions and remainders thereof, and such personal property that is
<br />attached to the improvements so as to constitute a fixture, including but not limited to heating
<br />and cooling equipment, and together with the homestead or marital interests, if any, which
<br />interests are hereby released and waived; all of which, including replacements and additions
<br />thereto, is hereby declared to be a part of the real estate secured by the lien of this Deed of Trust
<br />and all of the foregoing being referred to herein as the "Property".
<br />This Deed of Trust secures the total sum of Forty -Eight Thousand and No/100 Dollars
<br />($48,000.00) (hereinafter referred to as "Debt") as evidenced by Borrower's Deed of Trust Note
<br />dated September 20, 2021 (herein called "Note"), which has a stated maturity date of September
<br />20, 2031. This Debt shall include any and all modifications, extensions, and renewals thereof or
<br />thereto, and any and all future advances and re -advances to Borrower (or any of them if more
<br />than one) hereunder pursuant to one or more promissory notes or credit agreements.
<br />This Deed of Trust secures to Lender: (i) the Debt evidenced by said Note; (ii) the
<br />payment of all other sums, with interest, advanced under the provisions hereafter to protect the
<br />security; and (iii) the performance of Borrower's covenants and agreements.
<br />Borrower covenants that Borrower is lawfully seised of such real estate and has the legal
<br />power and lawful authority to convey the same, and warrants and will defend title to the real
<br />estate against the lawful claims of all persons.
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