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I � : tR� ..{ w.igp{ani�h� •i. ,1 . �.. .1 , ,...h,' c, :.ary,.b.q(;/v{u.... ]il F,.,Y �,R' `'ii..'.. ti l'•,� �1 D. UNIfDW IIn MU1tBN'I'( GOVERNING LAWI BEVUMNI ?Y Uniform Covensis is of the 50mrity Instrument Is emended to read a filbert., 1l1. Oelform asmrlly lttstraassatt Gm nsft Lawi SneaWly. This form of Security Instrument combiner unlrorm oovtennts for national use and taitruaifono aovetnas with Wilted variations by jurisdiction to constitute a uniform security instrument covering 1441 propety. This Security Instrument than be governed by Federal law and the law of the jurisdiction in whklt the Property it located. in the event that any provision or douso of this Smdty Inamment or the Note conflicts with applicable law, such conflict than not affect other provisions of this Security Instnuagni or the Note which can be given effect without the conflicting proWsion, and to this and the pen 11 ws of this Seetuity ImWumat and the Note arc declared to be severable. E. TRANUM OF TM PROl=V OR A RENE CUL INTEREffr IN BORROWER Uniform Covenant 17 of the Security Instrument is amended to read as follows: 17. Trmdw of tie Figwly or a BenslkW Intend in Borrower. If all or any part of the Property or an interest therein is said or transferred (or if a beneficial interest in Borrower is sold a umferad and Borrower is not a natural person) without Lender's prior written consent, ![ceder may. at Lender's option. dwJ m all the nuns secured by this Security Instrument to be immediately due and payable. However. this option slWl not be exercised by Leader if exercise is not authorized by Federal law. Lender may waive the exercise of this option if: (a) Borrower pus= to be submitted to Leader (nfanution required by Leader to evaluate the intended tnussferoe a if a new loan were being made to the traaslem and (b) Leader reasonably determines that Leader's security will not be impaired by the loan assumption and that the risk of the brad► of any covenant or agreement in this Security Instrument is avori able to Leander. To the extent permitted by applicable law. Leader may charge a reasonable fee as a condition to Lender's consent to the boo apomptioo. Leader may also require the transferee to keep an the promises and agreements made in the Note and in this Security Instrument. "If Lender exercises such option to accelerate, lender shall mail Borrower notice of amleration in accordance with paragraph 14 hereof. Such notice shall provide a period of no less than 30 days from the ,.Ute the notice is mailed within which Borrower may pay the rums declared due. If Borrower fails to pay such sues prior to the expiration of such period, Lender may, without further notice or demand an Borrower, invoke any remedies permitted by this Security Instrument." "Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this Seeurpy Instrument uniem Leader has released Borrower in writing." F. IRAN CUMGES If the ion secured by the Security Instrument is subject to r law which sets maximum [oar..targes. and that law is finally iaterprete'd so that the interest or other loan charges collected or to be collected in connection with the loan exceed permitted Timis, then: (1) any such locate charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any sums already collected from borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. if s refund reduces principal, the reduction will be treated as a partial prepayunent under the None. IN WITNESS WHEREOF, Borrower bat executed this Adjustable Rate Rider. 1. : (sea)) Qonald L. Juracek 1ORROWER tw rt.� (Seal) Sharon K. JuraClek BORROWER (Sa) BORROWER (SIGN ORIGINAL ONLY) The Southerly One Hundred Eighteen (118) Feet of Lot Two (2), Block One (1)9 of Dickey's Subdivision, located in the East Half of the Southea -t quarter (EJSE$) of Section One (1) Township Eleven (11) North, Range Ten (10) West of the 6th P.M., Hall County, Nebraska. iQ N J nx 1e i •G T.. '- - 7�.vr --s to rn l .7 sea � rr•�+�': -- -. I I - 't .7 t t: --s to rn l .7