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lL UNBIORM UC UN VanIUMMI GOURNING IAWi UVERANII.I7Y UVA(0nU Ooaaatt IS of tits Ssemity bwu mat h amedsd to taad ar follows: U. Ut>thttat Mu ft lastntasati Govwmft Imi 9 pity. This form of Security Instrumem combines unifurrtt covesMs for Mdoal tae WA noa4Wferoa covatuints with limited vsrisdons by jurie"On to comdtute a uniform security instrument cmu t 10111 Property. This &Cudty lastruawt shall be rued by Federal law and the law of do jurisdiction in which dw Property Is located. la dw evw tint any prnvidon or clause of this Security lwnunsnt or the Notes eonflicu with applicable law, such eoaf act shall not affect other provisions of this Security instrugneat or the Note which an be riven effect without the conflicti11t provision. and to this sad dw provisions of this SwArity Instrument and the Note an declared to be severable. L TRANli M OF THE !R WMff OR A UNEF CUL INTRIIEb'1• W NORROWER Uniform Covenant 17 of the Security WAUUnnent is amestded to read as follows: 17. Tsoasfsr or tics HslsrV or a 2s11ef@Id Iaktwt in Rwmm. if all or any part of dw Property or an interest thadu is said or transferred (or U a bandkial interest is Borrower, fs wN or tamales. and Borrower is not a mural persoa) without Lender's prior written consent. I etnder essay. at Leoda's option. declare as the :urns secured by this Security Instru oteu to be isomedlately due and payable. Koweva. this ,Mm shall sot be ennenia A by Leader if eaerdse b sot auuhoriaod by Federal kw. Leader may waive dw axercise of" option if: (a) Borrower causes to be wbesittad to Leader iafogwooa required by Leander to OW%we the iaended aransffew as if a new loan were being ssade to the a mfun; ad (b) Deader reasonably daantises that tender's security will not be impaired by the Icon asatmpdon and that the risk of the broach of any ooveaaat or sgroew m is this Saardty Instrument b acceptable to tender. To the extent permitted by applcable law. Leader may charge a reasonable fee as a oaniidona to Lender's consent to the loan msomPUM. Lender may also Pig the umnsfew to keepall the promises and atreemmt► mode in the Note uW in this Security Instrument. Golfs andes ereroses such option to accelerate, Lender shall mail Borrower notice of scwlaittwu in accordance with praagrapb Whereof. Such notice shtdl provide a period of not less than 30 days from the date the notice is rnaaW wtithita which Borrower may pay the sums declared due. if Borrower faih to pay such sums prior to the expiration of such period. Leader my. without further notice or demand on Borrower. invoke any ranedies permitted by this Security Instrument. - - Notwithstanding a sale or transfer. Borrower will continue to be obUgated under the Note and this Security lastrumau unless L,sodw has Mussed Borrower in writing." R. IRAN QMNGM If the loan seeuted by the Security lattrumcot is subject to a law which sets maximum low charges. and that law is finally interpreted so that the interest or other ban charges collected or to be collected in outte alonn with the laa.-t eaetzd pmwttcd Hwu, thew: (1) any swh It@v charge shut be to kwW by the tnotimt neeesssry to reduce the charge to the permitted Urnit: and (2) any sums already eolleded from borrows' which exceeded pamim -d Waits will be refunded to Borrows. Lender may choose to make this refund by eeducing the principal owed wrier the Note or by malxiug a &,-d payment to Borrower. if a refund reduces pdndpol. the reaucdon will be treated as a partial papsymeN under the Note. W WI MM WIU=WF, Norsower Ins exseeted this Adpntabis Rant RWr. 1A x - (Sa) BORROWERJerry Q Schultz RRO R t InaeIrToSchultz 1 (Sea!) BORROWER (SIGN ORIGINAL ONLY) CDP- r c �t i C r N