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When recorded, return to: <br />Union Bank and Trust Company <br />Attn: Retail Loan Operations <br />PO Box 82535 <br />Lincoln, NE 68501-2535 <br />800-297-2837 <br />Title Order No.: 21346 <br />[Space Above This Line For Recording Data] <br />Continuous Purchase Money Loan <br />DEED OF TRUST <br />C <br />c.C3 <br />Cr; <br />FHA Case No. <br />321-3868564 <br />MIN: 1001489-0000058616-6 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated September 15, 2021, together <br />with all Riders to this document. <br />(B) "Borrower" is KENNETH M. PEDERSEN AND TRACI L. PEDERSEN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 1 of 11 NEEFHA15DE 0721 <br />NEEDEED (CLS) <br />09/14/2021 04:20 PM PST <br />