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-,c-‘011111 <br />I\Jimmoism <br />L V211SEIV '1'9 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />r <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Peter J Gray, Sole Ownership <br />Loan No: 940256 <br />MIN: 1004167-0004011534-8 <br />Case No: 321-3863459-703 <br />Parcel ID: 400043947 <br />and other words are defined in <br />usage of words used in this <br />September 3, 2021 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 201 So Main St, West Point, NE 68788 <br />(D) "Trustee" is U.S. Bank Trust Company, National Association 111 SW Fifth Ave. Portland, <br />OR 97204 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated September 3, 2021 <br />The Note states that Borrower owes Lender <br />One Hundred Seventeen Thousand Eight Hundred TwentySix DOLLARS and Zero CENTS <br />Dollars (U.S. $ 117,826.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than October 1, 2051 <br />NEBRASKA - Single Family - FHA Sr <br />FORM 3028 9/14 Initials: <br />Laser Forms Inc. #FHA3028MERS 6/15 <br />rument - MERS <br />Page 1 of 14 <br />111. <br />ry <br />C7 <br />N <br />f—' <br />–3 <br />O <br />C73 <br />