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<br /> � �. 99� �'����
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<br /> ` If the azao�mts held by l.ead�r for Escsa�v Itcrstii c.acr�ed th��ounu permitted ta b�held by RESPA. Lender
<br /> shali acsauat to Bfltrower for th2 excess ftttttls 2s m��1istrre bY RESPA. If the amnunts of funds held by Lender at any :
<br /> . time are not sufficient to pay the Fscm:v It�rns vr�x.�d:�z.1-er.der r�nay nfltify thE Barro�ver and cequire Borroerer to
<br /> make up tbe shor�age as perwitted by RESPA.
<br /> The Escrow Funds are pledged �+ a�ttina�i s�curiry for all sums secvred by this 3ecuriry Instrument. If
<br /> � .� Eoreower tenders to Lender th�e full p�ymmr.�t of a�l sur:P�sums.Botro�ver's ascount shall be credite���ith the balance
<br /> � ���A remaining for all instaUm�nt items(a),(b).2rr�[t)ss�3 any mortgage insurauce premiwn insta�finent that Lertder h�s �
<br /> , • � not beoome obli�ated to pay to ch: S�.-e►.z..-�+. a.�t3 E.ender shall promptiy refund any eacess fuuds to Borrower.
<br /> . oe iu as uisition by Leader. 8orrotver's acco�nt shall be �-:
<br /> . lmmediazely prior to a foreclosuie sa2�of ttne Pra�rt3+ 9 �;.�
<br /> • - credited with any balaace remainin8 fos�1[n3ts�.lm�zs for items(a).(b). and(c). �-_
<br /> ' � hs 1 and 2 shall be applie�by Lender as follows: - .
<br /> • ;., 3.AQp1�caLon of PaYbneats.All pa�rm.�.ts_:m�Lt.p�za�raP ---u
<br /> • �y to the mortgage isuuraarx ptemium tu h:�531�by Lender ro the Secretary or to the monthly charge bY ehE C;-
<br /> S�tary instead of the monthly m�att•�e insurrsv.w.�,�e�ium; -
<br /> S`r�ond- to any taxes,sp�ass�a�u>tax�sehflld payments or gcound rents.and fize.flood and other hatard
<br /> • insuraace pmauums.as zequir�d: _
<br /> �;,.:_� : � Third,to iaterest du:uu+�*.t�r Ivc���; --
<br /> � _�:�,��� ` �oureh,to amordr�uon of tt�ptit,^.��of th:Note:aad
<br /> �`' � '�tf[ ,to laze charges d�:an:i�:�tfii hatr. _
<br /> �. 4.F3re,�1ood sacl(DtL��a�a�+d LuEUr�ana�e.Borrower shall insure all impmvemeuts on the Property.w�ether
<br /> now in eaistenre oz subseq�.::uily erested,�;ainst aaY ha7ards,casualties,and contingencies.iaclading fire.for atuch —
<br /> • �• ' 3cnder requires insurarne. This insuraace shaU bs maintained in the amouau aad for the periods that E.ender
<br /> 4-:,:�4;y. . r.oquires. Borrovrer sh�i1 also insure all ia�rovemynu on the PropertY,wheWer naw in existence or su�uEntly
<br /> •` :�'�'"'. . . , c�t�,against loss by flo�ds to ths extent c�equired by the Se�retary.All insurance shall be cazried with wm�az►ies
<br /> `� '�� �p�y��y ���..�e insuranr.,e palicies and any renewals shall he held by Lender and shall include lo�r.�.t�bte
<br /> .� clauses in favcr of,and in a form aoceptable to,Lender.
<br /> . . -�;,�;�� In the eve�c of loss.IIearo�r shell give Lender isnmediate notice by mail.Leader may m�:�of of loss if not
<br /> ��,'}r f��'j,�
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<br /> m2de prompily by Boz���r_�h insutance company conceme�!is here6y authorized anrl dire�.e3 c�make Fayment
<br /> a•.<<'•<< � fur such loss directly to G�der. instead of to 8ormwer and to l.ender jouttly. L�Tt�3 2z;- �':of the i�lance
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<br /> . •�';`s,�', :. � prorxads may ��agplied by Leader.at its opuon,either(a)to the red�cdon oF��i�3z�t�s�:a3er tha A:;ee and
<br /> . ' this Security L+s�xument,fust to any delinquent amouats applied in the oader in F_:.�aPh 3,�.,1�3aen to p�paymsnt
<br /> . �.. ' of principal, c�-�(b) w the restoration or repair of the damaged �ccr�=rsY. AnY aPPlication of[he proceeds ea the
<br /> � ,.y;���.,, � rc�cipal sh�:not exteas!oT postpune the due dzte of th•mflnthly payments whIca a�¢referc�d to in paragr�b 2,or
<br /> - ��;:�,,r�„, �i,�ge the amo�of s�;r��►ts.Any excess in_�a,:�pmceeds over an�ra�t m.quired to pay all ou��an3ing
<br /> ��.�{��:,r:�:
<br /> ,.. >, �,•,:, ` �. ..�''ebied�ess t:�d:s th:Kr�rn,�d this S9curity Instru��:�.2SI 6e paid to the en�;�;e�aily entitled therctQ.
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<br /> �n th_��.o�forclosure of this S�uriry%nsu�:�'�;ar other:aasfar of titL to the Prag.�v that cxdnguish�
<br /> ' � -�e indebtec,z�ss, a�l ri�hi. title nnd interest of Borrcwer in and ta insuraa�e�policies in fa��e shnll pas� to the
<br /> � ��`��Y�.:i;,,�._ � ri�.-chaser. (
<br /> -�•,�.:;ik�.-',�:�c. S.Occ�p¢n;�,�,�FZ:ution,MnSnteaaace��i�ro3ecHon of tiae Yropa4g;Borenwer's Loan A�pltcatlon;
<br /> �,�j` I.easeholaLs. BDYS+avrer shall accupy.establish,an�aa:ehe Frope;ry as Bomuw�,'S principa]re�idencs within sixty
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<br /> y�`� `�� �``° � days afte:11�e exc�aon of this Security lnstrument(er�vithia s�clays of a lazer sale or ua°�er of the Property)
<br /> ''��sn n"� and shall c��:,�:;�,�: to occvpY the Pi+operty as Bflrrower's princip::. ^�:dence far at least one��e�vr after the dau of
<br /> . ��t;R''R� ocxupancy,w�r�s�.ender determiaes that requirem..pst c:-;:i cauce��le hards�ip for Boaower.ar untess extenuating _
<br /> '?�1���• ''' �u�mstar.c�s e.zist whid� are beyond Borrower'� �a�u��,al. Barrower sha91 n;��afy Lender of any extenuating
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<br /> �:�-�,°:.,:•,.. c�lzumstzaces.Btrrower�vT�.:l not wmmlt waste or dr�ir,y,damage or subsia�r.�i::�.change the Pr+aperty or allo�v the
<br /> „��#€;�i. Fmperty ta dcts:dceEte.reasoimble wear and teaz excepted. Lender inay in5pect t�e Froperty if the Pmpeny�s Uzcant
<br /> _:..�"�.':°^_ or abandoacd oz ct.�:loan is in default. Lender may cake reasonable action to protect aad g�azrve such vacant or
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