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200109375 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />t <br />(Seal) <br />HAROLD R VEEDER Borrower <br />pj� (Seal) <br />PEGGY L 40bfR - Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 10228937 <br />C-ME) (oom Page is or is Form 3028 1101 <br />