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200009796 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(J_6�3 S K Ov�t , (Seal) <br />PATRICK J KOSINSKI - Borrower <br />(Seal) <br />PE KOSINSKI Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 6TH day of NOVEMBER, 2000 <br />, by PATRICK J KOSINSKI, PEGGY K KOSINSKI 9 HUSBAND AND WIFE <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY -State of Nebraska <br />MARILYN, D. STICKELS <br />iNy Commission Expires Jan. 19,,x4 <br />Notary Public <br />dMARME) (9604).05 Page 8 of 8 <br />m <br />in said <br />