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Return To: Bank of Doniphan-Hastings <br />800 N Burlington Ave <br />Hastings, NE 68901 <br />Prepared By: Bank of Doniphan-Hastings <br />800 N Burlington Ave <br />Hastings, NE 68901 <br />C) <br />J. <br />c- ) <br />Deed of Trust <br />MIN 1003601-0000364217-0 <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 30, 2021, together with all <br />Riders to this document. <br />(B) "Borrower" is Mark R. Lamb and Jill N. Lamb F/K/A Jill N. McLaughlin, husband and Wife. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Bank of Doniphan. Lender is a state non-member bank organized and existing <br />under the laws of Nebraska. Lender's address is PO Box 270, Doniphan, NE 68832-0270. <br />(D) "Trustee" is West Gate Bank. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 30, 2021. The Note <br />states that Borrower owes Lender One hundred forty four thousand and 00/100 Dollars (U.S. <br />$144,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than September 1, 2041. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />Wolters Kluwer Financial Services, Inc. <br />21.1,0.3665-J20210611 N <br />Form 3028 1/01 <br />09/2019 <br />Page 1 of 12 <br />