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202106688 <br />personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that <br />Lender and any other Borrower may agree to extend, modify, forbear or make any <br />accommodations with regard to the term of this Security Instrument or the Note without that <br />Borrower's consent. <br />4. Notices. Any notice to Borrower provided for in this Security Instrument shall <br />be given by delivering it or by mailing it by first class mail unless applicable law requires <br />use of another method. The notice shall be directed to the Property Address or any other <br />address Borrower designates by notice to Lender. Any notice to Lender shall be given by <br />first class mail to: Department of Housing and Urban Development, Attention: Single <br />Family Notes Branch, 451 Seventh Street SW, Washington, DC 20410 or any address <br />Lender designates by notice to Borrower. Any notice provided for in this Security <br />Instrument shall be deemed to have been given to Borrower or Lender when given as <br />provided in this paragraph. <br />5. Governing Law; Severability. This Security Instrument shall be governed by <br />Federal law and the law of the jurisdiction in which the Property is located. In the event that <br />any provision or clause of this Security Instrument or the Note conflicts with applicable law, <br />such conflict shall not affect other provisions of this Security Instrument or the Note which <br />can be given effect without the conflicting provision. To this end the provisions of this <br />Security Instrument and the Note are declared to be severable. <br />6. Borrower's Copy. Borrower shall be given one conformed copy of the Note and <br />of this Security Instrument. <br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree <br />as follows: <br />7. Acceleration; Remedies. Lender shall give notice to Borrower prior to <br />acceleration following Borrower's breach of any covenant or agreement in this Security <br />Instrument. The notice shall specify: (a) the default; (b) the action required to cure the <br />default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by <br />which the default must be cured; and (d) that failure to cure the default on or before the date <br />specified in the notice may result in acceleration of the sums secured by this Security <br />Instrument and sale of the Property. The notice shall further inform Borrower of the right to <br />reinstate after acceleration and the right to bring a court action to assert the non-existence of <br />a default or any other defense of Borrower to acceleration and sale. If the default is not <br />cured on or before the date specified in the notice, Lender at its option may require <br />immediate payment in full of all sums secured by this Security Instrument without further <br />demand and may invoke the power of sale and any other remedies permitted by Applicable <br />Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies <br />provided in this Section 7, including, but not limited to, reasonable attorneys' fees and costs <br />of title evidence. <br />If the Lender's interest in this Security Instrument is held by the Secretary and the <br />Secretary requires immediate payment in full under Paragraph 4 of the Subordinate Note, <br />Partial Claims Agreement 05312021_105 <br />Page 3 <br />IH ININ846863 <br />