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<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under 
<br />the Note, and all sums due under this Security Instrument, plus interest. 
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 
<br />be executed by Borrower (check box as aplicable): 
<br />❑ Adjustable Rate Rider g] Condominium Rider 
<br />❑ Balloon Rider ❑ Planned Unit Development Rider 
<br />® 1-4 Family Rider ❑ Biweekly Payment Rider 
<br />❑ Other (Specify) 
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and 
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial 
<br />opinions. 
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges 
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar 
<br />organization. 
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or 
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or 
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term 
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by 
<br />telephone, wire transfers, and automated clearinghouse transfers. 
<br />(L) "Escrow Items" means those items that are described in Section 3. 
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any 
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or 
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in 
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. 
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. 
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus 
<br />(ii) any amounts under Section 3 of this Security Instrument. 
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its implementing 
<br />regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or 
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" 
<br />refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the 
<br />Loan does not qualify as a "federally related mortgage loan" under RESPA. 
<br />(Q) Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that 
<br />party has assumed Borrower's obligations under the Note and/or this Security Instrument. 
<br />TRANSFER OF RIGHTS IN THE PROPERTY 
<br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and 
<br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security 
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of 
<br />sale, the following described property located in the County of HALL: 
<br />LOT FOUR (4), BLOCK TWENTY-EIGHT (28), ORIGINAL TOWN, NOW CITY OF GRAND 
<br />ISLAND, HALL COUNTY, NEBRASKA. 
<br />Parcel ID Number: 400002000 
<br />The following Riders are to 
<br />❑ Second Home Rider 
<br />❑ VA Rider 
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 
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<br />IDS, Inc. - 31639 
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<br />Form 3028 1/01 
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