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iOV211SSV '1'0 <br />aO <br />Return To: JPMorgan Chase Bank, N.A. Chase Records Center Attn: Collateral <br />Trailing Documents, RE:MC 8000 <br />700 Kansas Lane <br />Monroe, LA 71203 <br />Prepared By: Elizabeth Ann Matunas <br />300 South Grand Avenue <br />Los Angeles, CA 90071-0000 <br />ON 1N3Wf1I1SN I SV a31131N3 <br />0, '()° <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 13, 2021, together with all <br />Riders to this document. <br />(B) "Borrower" is Ning Zhang and Roy Mande Han, a married couple, Joint Tenants with Full <br />Rights of Survivorship . Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is JPMorgan Chase Bank, N.A.. Lender is a National Banking Association organized <br />and existing under the laws of the United States of America. Lender's address is 1111 Polaris <br />Parkway, Columbus, OH 43240-2050. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is JPMorgan Chase Bank, N.A.. <br />(E) "Note" means the promissory note signed by Borrower and dated July 13, 2021. The Note <br />states that Borrower owes Lender Three hundred sixty thousand and 00/100 Dollars (U.S. <br />Wolters Kluwer Financial Services, Inc. <br />iHOHIiiiii2- ii �1111 <br />1399399017 <br />I I ill 1[1111 NII <br />