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(MIN: 1005403-0000000243-5 <br />MERS PHONE #: 1-8884794377 <br />When recorded, return to: <br />Heritage Bank <br />1101 12th 8t. <br />PO Box 329 <br />Aurora, NE 68818 <br />LOAN #: 3107793 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />1---+ <br />O <br />c,0 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 2, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is NATHAN M WRAGE AND KILEY L WRAGE, HUSBAND AND WIFE AS JOINT <br />TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Heritage Bank. <br />Lender is a Nebraska Banking Corporation, <br />under the laws of Nebraska. <br />1101 12th St., PO Box 329, Aurora, NE 68818. <br />organized and existing <br />Lender's address is <br />Initials- _11-13 /111/ <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM <br />1 of INSTRUMENT <br />11 RUMENT Form 30281/01 NEEDEED 0315 <br />Effie Mae, IncNEEDEED (CLS) <br />08/30/2021 02:07 PM PST <br />N <br />CD <br />rV <br />01 <br />CO <br />CO <br />go <br />ob <br />