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202105826 <br />(C) "Lender'isQuicken Loans, LLC <br />Lender is a Li mi ted Li abi 1 i ty Company <br />organized and existing under the laws of the State of Michigan <br />Lender's address is 1050 Woodward Ave, Detroit, MI 48226-1906 <br />(D) "Trustee" is First American Title <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.U. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 7 . 2021 . The Note <br />states that Borrower owes Lender Seventy Five Thousand One Hundred Ten <br />and 00/100 <br />Dollars (U.S. $ 75 ,110.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 1, 2051 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />(1) <br />IXX <br />Adjustable Rate Rider <br />Balloon Rider <br />VA Rider <br />IXX <br />Condominium Rider <br />Planned Unit Development Rider <br />Biweekly Payment Rider <br />.XX <br />Second Home Rider <br />1-4 Family Rider <br />Other(s) [specify] <br />Legal Attached <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non -appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />chargcs that arc imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to ordcr, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />"Escrow Items" means those items that are described in Section 3. <br />(M) <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP ® <br />Wolters Kluwer Financ al Services <br />III 11111111111111111 III III11111II IIIIIIIIIIII I III <br />803480170701 0233 489 0217 <br />Forrn 30281/01 <br />VMP6A(NE) (1302).00 <br />Page 2 of 17 <br />