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<br /> TOGETHEt2 W[TH all the impmvements naw or hereafter erecte�an the prop2ity.and all easemenu,appurtenantes, L
<br /> � fixtures now or hereafter a part of the pmparty Atl replaneatents and 2.dditions shall also be covered by this S°.,curisy �
<br /> ` � iruuvnzeat.All of the fo�going is ret'e;ced to in this Setvriry lnstniment as�he'Property.' � ';,
<br /> ` ' �.� BURRO�IER COVENANTS that Barrower is lawfulty saiss�of the estate hereby conveyed and has che right to grant aad iM�-
<br /> convey the Fmgerty aad Wat tfae ProgQrty is uaxncu�eDered.exc�pt for eacumbrattces of�ecord. Borrotver�varrants and�vill � •�,:
<br /> ' - dtfend geaertiliy the ttfle to the Ftagerty against aU claims and demaads,subtect to any encu�brances of record. --
<br /> • THIS SECURITY INSTRUMENT combir.�s uniform oovenants far natloaal use and nnn-unifarm c:oveaanu with iimited �
<br /> � variations by jurisdicrian to con5titute a unifottn scxurity instrument coveri�real property• '';
<br /> ' iJMFORM COVENANTS.Surrower aad L+r�der covenant and agree t�follows:
<br /> � !. Fayme�3 af Prinztgnl an� Imier�t; PrepaYme�t enaf Lste Char�xs. Borrower shall proatptiy pay v�ltzn du� the =.
<br /> � _';;�� priacipal of?ad intetest on tha debt evidenced by the Note aad any pnpayme�t and late charg�due uader the Noie.
<br /> `•-•��.='�`' Z.Fur�ds for Taxes accd tasnrs�nce. Subject to applicab2e!aw or to a written waiver by Lender. �ormwer shall pay w
<br /> • : Lender on the day mont3sly paym�ts are due under the Note,until the Note is paid in full,a sum("Funds°)for:(a)yearly taxes
<br /> ' ' � aad asssssments�vhich may attaan priariry over this SQCUriry Insmimem us a liea on[he Fcoperty:(b)YearlY leasehold paym�ts r_
<br /> . ;� # or ground renu on the Progerty.if any:(c)Yeariy ha�acd or pmgerty insurans�pzemiums:(d)YeaziY flood insuraace premiums. 2_
<br /> .. � if any;(e)YeazIY mortga�e insivance przmiums•if any;aad(�any sums payable by Borro�ver co Lender.in axordanse wltfi __
<br /> � - � the paovisions of patagraph S,in lieu of ths paya�ct of monga�e insurance premiums.These items are ralled"Escro�v Items.' .
<br /> L�ndeT may. at any cims,coll�cc 2n,d h�id Fun�s ia an amount nnt co exve�d the maximum emount a lender for a federallY .
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<br /> • � related mort�e loan ma3+require for En�rower's esemw rscuuat under the federal Reat F.state�Ettlement Protedures Act of ,__;
<br /> . . � 1974 as amend�from time[o time. 12 C_S.C. S$ction 2601 er seq.('RESPA").unless aam3r�c�w th2t applies to the Fuads _
<br /> ` sets a lesser amount. ff�o. Leader may,at aay time.callert a�d hold Funds in aa amovst nat to excced the lesser aaaount. _ _
<br />_:�,4,: . I�er may estimate tt�e amaunt of Funds due an tl�e basis of current da�a and rr��able estimates of exgQaditaces of funue =
<br /> �-`'° � � Fscrow Items or atherari..re;:�accordaace with applir�L�?e law.
<br />;;'t"• �< .��� � The Fvari� shall bc held ia an i�urion whase deposits �e insured by a federal ageacY, ins�umentality, ar arfitl�
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<br /> -' (IncIuding Lc 3er.if i.ender is suc�an icLnJ�.:..*ion)er in a�y Fe�lez��l Lome Loan Bank.l�eader shall apply the Fuads to pa��rha
<br />�';�' :'� Fscrow Items.I�eader may not charge Hc:r.nver fcr iZ:I�i�„and applying the Fuads,at�aually analyting the e�ow account.or
<br />�a�`• � 6erifying the Escrow ltems,untzss Leader pays Boms:Y:c��terest on the Fuuds aad applicable law germits Lendzr to m3ke such _
<br /> i a charge.However.I.ender may require Bomower to Fsy+a one-time charge for an independe�ceal estate tax teportt�8 service
<br /> usr,d by Leader in connection with tbis loan, unless applicabte law pmvides otherwise. Unless an agr2em*.nt is m?de or
<br /> �° -- -; agplicable law requires interast to be paid,Leader shaU not be reqaired to aay Sorrower any interest or earaings on tkt Funds.
<br /> ��` Botrower aad Leader may agree in writing,however,that interest sttall be paid ua the Funds.Lender shall give to Borro�ver,
<br /> �� `:�.`,. � arithout cl�arge. an annual accounting of the Funds, showiag credits aad debits�rs rSe Funds aad the purpose foY whic�each
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<br /> ' �.. debit to the Funds was made.The Fuads are pledged as additional security for all sur�s�by this Seturtry Insuument.
<br /> �- • ` If the Far�s held by Lender ex,cee�the amouats parmitted to be held by ap�Ior�ble law,T.e�der shall accaunt to Bor�mver
<br /> � '��!� for the exc�Funds in accordance v::,�t:t��.IP.i�l1�T2IDEIIYS Of 8pQILC��t3W.If t*�amaunt of the Funds held by Leadec ax�:.y
<br /> .:�,r;�;..; ; time is not sufficient to pay the Escroc.fi'r�when due.Lentler ms�s�aorify�urr•`wer in weiti�$,and,in suc3 case Bor�aer
<br /> _ .;�:•;• , shall pay to Lender the amaunt neressary to malc��:,���a deficiency. Boraower��a1�.mzlce up the deficier.cg in no more than
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<br /> -=_�°:•� i.*.velve mamhly paymenu,at Lender's sole discrer.c.�_
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<br /> �-"._." U n a nt in fuil of all sums secaued by �,is Security Insuument, Le�dzr shall gm�ptly refua�4� orrower any
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<br /> '�.•. .. Funds held i;�L�ader. If,under put►�21,Lender s1aa11 acquires or sell the Property,Lendcs•�cior to th.acquisidon or sa:e
<br /> � � �i" ` � o�the Rroperry.sh�ll apttl.y any F�m�s iu�.d by Lender as th�tim:of acquisidon or sale as a c_�.-t agatnst th�su�s seeured by
<br /> x-. ' ,�--"'� Yhia Sewrit3+IasuumEnt.
<br /> ;;,Y;;,, 3.Appllcation of Firz�nrrafs.Ualess applicable fa�provides atheiwise,all pz;•�:nu�:'.i•ed by Lendzr uns2.�parngm�hs
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<br /> �'_�•.��� 1 and 2 shall be applied:frst,to azsy_r.repaymeut charges due under thz Note;sq�:3. t��a:sts payable un�der parugmpb 2;
<br /> �-�•_�°:X,,;rsx;,� third.to in�erest due;founh,co pri�a,-?�3ue:and last,to any late c��es dus uader the Na:�.
<br /> ---- � 4.C6arges.Uens.Borrower s�;l pay aIl taaes.acsessments.charges,fines aad impo,v:���3s amibut�9le to the�ra�t
<br /> ,;;�;.�-���� whlch may attain priarity over this Security Insuument. and leasehold payments or grouad�a, if any. �orrower sh�.L.Q��
<br /> �-�;�^►�r. these obligatians in the maaner provided�n paragr�F��. ar if not paid in that manner,Bosa�es sball gay ti�er-:�n tim:dirzs�'y
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<br /> -_ ��• to the pe�on owed paymeat.Borrower shall pmmptiy�"rumish to Lender all notices of amounts to be paid u���r t1�is p2rt►gm?h•
<br /> `�� If Borrower r�akes these paymenu dirc.�al,�,Boaower shall promptly fumis�to Lender re�eipt�e:idencing the payr�nts.
<br /> F`�`"��r� Borrower sl{j�U,yiompdy Qischar�°nn lien wlucb has riori over tlais Securiry Insw�.:•,t unless Bomower:{a)agr�s in
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<br /> ���,� writing to the payment of the obligarion sewred by the lien in a manner areeptable to Leader;@)contests in good faith e en
<br /> .�,t;��te�,::. by, or defends agsiinst enforcement of the lien in, legal proceedin8s which in the Lender's opinion apera*_e w prever.t the
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<br /> ���'?^��`�`��`'t enforcement of the lien;or(c)secures from the holder of tlte lien an agreement satisfactory to Lender subordinating tht lirn to
<br /> .:-��_�.�,:��'�;�Er� tlua Security Instivment.If Lender determines that any part of the Property is subject to a lien which may atusin priorlty over
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<br /> , . ,,; .�tiY, this Security Instrument,Leader may give Borrower a aotice idenGfyin$the lien.Borrower shall satisfy the li�n or tace oas or
<br /> ;�.��"' more of the actions sQt forth above within 10 days of the giving of notice.
<br /> - ,"�,.; . �oem 3023 �J/�'D
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