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CE) <br />cSimmimmimmmi <br />p• <br />H <br />—1 <br />n <br />--1 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />(Space Above This Line For Recording Datal <br />DEED OF TRUST <br />r <br />N <br />r'J <br />1 Fri <br />Loan No: 946429 <br />MIN: 1004167-0004010886-3 C pg� <br />Case No: 321-3846030-703 <br />Parcel ID: 400116235 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated July 1, 2021 <br />together with all Riders to this document. <br />(B) "Borrower" is Claudia T Romero AND Edi I Romero Cortez Wife and Husband <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave, Grand Island, NE 68803 <br />(D) "Trustee" is Charter West Bank <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 1, 2021 <br />The Note states that Borrower owes Lender <br />One Hundred EightyTwo Thousand Five Hundred ThirtyTwo DOLLARS and Zero CENTS <br />Dollars (U.S. $ 182,532.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than July 1, 2051 <br />NEBRASKA - Single Family - FHA SeAurity Irygtrument - MERS <br />FORM 3028 9/14 Initials: <br />Laser Forms Inc. #FFIA3028MERS 6/15 4 <br />Page 1 of 14 <br />viii <br />