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<br /> - ' �� , • �R9I�IC7S��214?SC�r'- �+�_r.._____..__.�____._�._..�..�_.�i. . � ' .J__.�./ .__._.__..__..._ ..�'S_
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<br /> ; � T(3t;F.TH�R WITH all thn improvem.�u aotv or�emafter erzctefl on th�praperty, and aU easements,appurtenances.an� �v
<br /> . � Fu:tures now or hsreafter a part of We propPrty. A;I r�placements and additions shall ais� be covered by this Seruriry � _
<br /> . In,twa.nt.Aq af the foregourg is rzferred to in chis�vr'ty Instruuient as the"Property." � �
<br /> � , � • QORROW�R COVENANTS that Boreower is l�tivfully seised o��he estate hereby conveyed and has the righi co grant aad � �
<br /> . convey the Property and that tke Fro�erty is uri:ncs�mbe�,.d. except for encumbrances of recotd. Bonower warranu and will � �`":
<br /> ' , defend generally the title to the€�euperty agaiast a11 cla�inss and demaads.subject to any�ncumbraaces of record. � �v
<br /> , • THIS SECURITY 1NSTRUMEN?combines unifarm covenants for national use aad non-unifar�n covenaacts with limited `
<br /> ` ' ' , v�riations by jurisdlctlan to oons:itute a uniforru sesurin�instrument covering rPai prop�rty. � E~.
<br /> �, UtVIFOItM COVERIAHTS.Barrov�er and Lend�:r,n�enant aad agre2 as follows: }� �
<br /> . t, B�y�ef �ti�cE�at�9 ntr�#; �y�e� a�d I�Le Char�vs. Bonower shall gromptly pay when due the
<br /> . ` _- '�'� principal of an�interest on tha debt evidenced by the I�nte nad any prepayment and late charges dae under the Note.
<br /> �.��°'° Z. Funds ltar Tanes and Iasvrance. Subjeci to zpp;isable law or ta a�vritten waiver by l.ender, Soaower shall pay to
<br /> _�°``�; Lender on the day monthly paycnents are due under tha I�'a�:,untit tN,e Note is paid in fuli.a sum("Funds")for:(a)yeariy[axes
<br /> - • aad assessments which may at[ain prioriry over chis Sa,^:aat;o Iusuumenc as a lie�d on the Property;(b)yearly leasehold paymenrs
<br /> . , _ or ground rents on the PropeBy,if any;(c)Yearly 6tr�nr7 nr pmperty insurance premiums;(d)yeariy flood insuraace premiums,
<br /> , . � . if any; (e)yearly mortgage insurance premiums, if any;mid(�any sums payable by Barrawer to Lender, in accordance with
<br /> ♦ � the provisians of paragraph 8,in lieu of th�paym4nt uf martgage ins�raace premiums.Tbese items are called"Fscraw Items." �_.,
<br /> ` • � �' l.eader may, at any time, coltecc aad hald Fnnds ':n a��ount not to ezceefl the maaimum amounx a tender for a fe�lerally --
<br /> � related mort�age loan may require for Borrotiv�r's e-�c•m�v•account under the federai Real Estate S�ttlemen[ Procedvres Aa of j;_,
<br /> ' �` 1974 as amend�from ame to time, 12 U.S.C. Sestian ?F.A1 et seg. ("RFSPA°).unless another law that applies to the Funds -
<br /> « • ` � seis a 1�SSC7 1IIlDUIII. If Sp� Lender may,at any ame, coUect and hold Funds in an amaunt aot to exc.eed the tesser amount.
<br /> , � LF.nder may es�imate d►e amount of Funds due on the ba:�s of current data and reasonable estimates of exgeadiwres of future ;r__
<br /> �, Fscrow Items or otttznvise in accordance with applicsbis luei. _-
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<br /> _�'� 'I'he Funds shall be heid in an institution whose dcpasits arz iasured by a federal agency. instnimentaliry. or enr_�:f i'=
<br /> � � (including Lender,if Lendec is such an institution)ar in auy Federal Home Loan Bank. Lender shall apply the Funds to pay the –
<br /> - =--'-,; Escrow Items.Lender may not charge Borrowsr for hoiding and agplying t9ie Fands,annually analyzing the escrow accouat,or ,F_
<br /> ' . � • verifying the Es�row Items,unless Lender pays flamnvzr Iaterest an the Funds aad applicable law pecrnits Lender to make sr�ch '=
<br /> '.��; � a charge.However,Ltnder may require Bs�iroiv�er to pay a one-timc charge far an independent real estate tax reporting seivr� �_
<br /> �� ured by Leader in connecdoa with this lozn, unl�� applicable law pravides othervvise. Unless an agreEment is masfe �7
<br /> "` ' hcable law r uires interest to be aid, I.ender shtill nat he r uued to a Borro�ver an interest or eamin s on the Funds_
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<br /> � :••;,�.�"• Sonower aud Lender may agree ia w*iting,ho�v�vur, d»t interest shall be paid on che Funds. Lendear shall give to Borrower, .
<br /> ; �;�.;;,r;�f� without charge, an annual accounting of the Funds, s,"tnwin�crzditG and debits to the Funds and the purpose for v�hich e�
<br /> ,.:,;.;�,r�-�5 debit to the�u3ds w�.s madcs.The Fuad�ara ple�ged as additional s�.y for all sums secured by this Security I�sstrusent.
<br /> �l'����� 3s held by i�tder exr�i�e amnuntt:p�taitted t4(r�Dr_ld by applicable law. Lender shalf ascount to Barma�
<br /> ;�;�� "<��. � If the L'�
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<br /> •°?«��;5:Q� ,• for the exces�Funds in a:wa-dance with the requiremenm of app1iczl::e law. If the amount of the F�nds held t�*i LeMer ac�-�+ __
<br /> -`,;:� r u�e is not sufficient to gaa;3�e Fscrow Itemc whun due.I.ender may so nodfy Borrower in writing,and,in svdc case Borrower
<br /> '_,. ' , � � �.Y.�all pay ro I.ender the aruunt necessary to m�:s up d�r deficiency. B�nrrower shall make up the deficienry in no morz than
<br /> '�"-,,=-;;;=:;:,'.�,., �. twalve mor.�`1y payments,at Lender's sole dl�ccetion.
<br /> --"`�:t;�z '� ` U o� a ment in fult of all sums sscured b Wi�Securi r� nt, Lender shall rci tl refund to Bflrtower an
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<br /> __i J�°�;;.�� Funds held i7y Leader.If,uuder paragr..��21.Lend�r si��ll acqui:e c:sell the Praperty, Lender,�xiar to the acquisitinn or sale
<br /> -•.�,L.:� ,y of the Properry,shall agl,%;any Funds held by Lender ai�the time of acqu�sitian or sale as a credit against the sums seeurECl by
<br /> -:E�; �-;; this5ecurity Instrument.
<br /> �:'',�;,,,,,;. 3.AFplicuttan of Pnjr,n¢nts.Unless appllcable!t►w�rovides a�erwise,all payments received by Lender under paraga°.�,5s
<br /> -�- "'`-`.�:� t and 2 sh:`i 6s applied: fcrst,to any grepayment c}�au�es due ur.d,a-_he Note;second. to amounts payable under paragra�I�:.;
<br /> -------== third,to inter$st due;fov�h,to principal due;and It►�,i�any late ciu:rges due under the�?ote.
<br /> --__ �� 4. Charges;Lfens. �orrower shall pay all uu:e�, assessmenu,chazges, fines and rmposirions attributable to the Property
<br /> whicb may attaia prioriry aver this Security Tnsuum�t.and teasehold payrnents or gmand rents. if any. Borrower shall pay
<br /> - these obligatians in the manner provided in p�a�ruph 2.or if not�:;ii«in that manner.Borrower shall pay them on time direcily
<br /> _��'�� to the g�r�:z��.:ved payment.Burrower st�ll promptl,�furnish to(�r►fer all notices of amounts r,a be paid under this paragrapb.
<br /> If Boaoa�:�;ues these payraents d:n��iy,Boaotiv�r shull promp8���umish to Lender receipts c��ir:encing the payments.
<br /> �`""O�'" Borrotver shaU�r=:�-?y discharge any iten ahic'n hos prioriry over this Securiry Insmiment unless Bort�wer:(a)ag[ees in
<br /> --- -- writing to Qie paymmt�•7r;'�e obligation secured b��tl�n lien in a manner accepta.L`G_ca i..end�r;(b)contests in gaod#'aith the lien
<br /> ��— tsy.or defends against e=:�rcemeat of the lien in. Ic�nl procee,dings �+hich In t�e Len�r's opinion operate to prevent the
<br /> -`'"'"��� enforceaient of the lien;or(c)secw�frnm the hald�r of the lien an agrexa�nt satisfactur�rn f,�nder subordinating the lien to
<br /> �'"�''� this Sec�ui:'m. Insuument. 'f f�ender dxr_rmines that any part of the r:operry is s:�':,ct to�,'iur u�fiich may attaia prioriry over
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<br /> -;.,;.w?�°;��Y�'�1� rWis Securi.y Instnime�r.. l:,ender may�ive Borrotiver a�arice identifyin�[he lie� 1's�orrowet sha;l satisfy rh.e iieh or take one or --
<br /> _-r`'��`"''.�' rnore of the attions ss3::c:�ahove within 10 daya of tttE�ivin�of aotice. °�_
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<br /> v�.�= ` Form 3018 9190
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