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202105347 by applicable law to be provided in paper form. Trustor acknowledges that electronic Communications entail risks (including the risk of interception by a third party) and Trustor hereby releases the Lender from all liability relating to the electronic provision or transmission of any and all Communications. Trustor agrees to provide Lender upon request with the e-mail address or addresses of Trustor and to notify Lender within ten (10) days if there are any changes to its e-mail address or addresses. Any Communication sent by e-mail will be deemed received when sent to the last e-mail address or addresses of any Trustor known by Lender. Any Communication digitally published by the Lender on an Internet website will be deemed received when the Lender has both published the Communication and notified Trustor at its last e-mail address known by Lender that the Communication has been published. Transmission of any Loan Document as an "electronic record" containing Trustor's "electronic signature," as those terms are defined in applicable federal and state laws, or facsimile transmission of any Loan Document containing a facsimile of Trustor's signature, shall be as effective, enforceable and valid as if a paper version of such Loan Document was delivered containing such original written signature. The parties intend that the electronic method used as provided herein reliably establishes the identity of Lender as a holder in due course. and agree that each Loan Document produced by such electronic method shall be for all purposes (including perfection of security interests and admissibility of evidence) the sole original authenticated Loan Document and shall be effective as a transferable record; and to the extent, if any, that any Loan Document constitutes chattel paper (as the term is defined in the applicable Uniform Commercial Code), no security interest in such Loan Document may be created through the transfer or possession of any counterpart or copy thereof, other than the Loan Document produced by such electronic method. Trustor agrees not to raise as a defense to the enforcement of any Loan Document that Trustor executed such Loan Document by electronic or digital means or used facsimile or other electronic means to transmit its signature on such Loan Document. At any time, Trustor may request a paper copy of any Loan Document or other record Lender made available to Trustor electronically. Trustor may revoke the consent to receive electronic Communications contained in this paragraph by sending thirty (30) days' prior written notice of such revocation, signed by Trustor, to Lender by certified mail, return receipt requested. In the event of any conflict between the terms of this paragraph and the terms of any other agreement entered into by Trustor and the Lender regarding electronic signatures or communications, then as to such other agreement, the terms of such other agreement shall control as to such electronic signatures or communications. WAIVER OF JURY TRIAL. TRUSTOR HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS TRUST DEED OR ANY RELATED LOAN DOCUMENT. df A Baxter Melissa A Baxter App #: 5728027; CIF #: 137566; Acct #: 3277641 232WK Legal Doc. Date: June 23, 2021 FORM 5011, Trust Deed, Security Agreement and Assignment of Rents Page 8 of 9