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202105217 <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall, State <br />of Nebraska: <br />Lot Four (4), Yost Subdivision, in the City of Grand Island, Hall County, Nebraska. <br />which has the address of 3806 E Seedling Mile Rd <br />Grand Island, NEBRASKA 68801-8422, (herein "Property Address"); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property". Borrower understands and agrees that MERS holds only legal title to the interests granted <br />by Borrower in this Deed of Trust; but, if necessary to comply with law or custom, MERS, (as nominee for Lender and <br />Lender's successors and assigns), has the right: to exercise any or all of those interests, including, but not limited to, the <br />right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing <br />or canceling this Deed of Trust. <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated June 18, 2021 and <br />extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $3,181.00, with interest thereon, providing <br />for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and <br />payable on ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security <br />of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants <br />that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest <br />indebtedness evidenced by the Note and late charges as provided in the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a <br />sum (herein "Funds") equal to one -twelfth of the yearly taxes and assessments (including condominium and planned unit <br />development assessments, if any) which may attain priority over this Deed of Trust, and ground rents on the Property, if <br />any, plus one -twelfth of yearly premium installments for hazard insurance, plus one -twelfth of yearly premium <br />installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the <br />basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments <br />of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed of trust if <br />such holder is an institutional lender. <br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are <br />insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall apply <br />the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding <br />and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless Lender <br />NEBRASKA - SECOND MORTGAGE - 1/80 - with MERS <br />VMP-76N(NE) (0509).01 <br />IDS, Inc. - 29780 <br />11115Hinntillill <br />Page 2 of 8 <br />p Amended001 <br />Borrower(s) Initials t , ►/� <br />