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SEP. 4.2001 11:32AM WELLSFARGO MTG RESOU <br />NO.998 P.66i73 <br />200109280 <br />PREPAYMENT RIDER 4297753MEX <br />THIS PREPAYMENT RIDER is made this ...4th,,,,,,,, day of . S PTEMPO.. ,,,,9QO),,,,, <br />and is incorporated Into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust or Security Deed (the "Security Instrument] of the same date given by the <br />undersigned (the "Borrower') to secure Borrower's Note to ................. ............................... <br />......................IA F� LaV►RCN.HST?IMUPSTGa. APFAA WS ...... . .......... ..................................... <br />of the same date and covering the Property described in the Security Instrument and <br />located at: .,).)2.ST 5TFi,STREET, GR�,►,N� „I,S�,�Np,,,(VE, 66801 . ............................... . <br />(Property Address) <br />PREPAYMENT COVENANTS. In addition to the covenants and agreements <br />made in the Security Instrument, Borrower and Lender further covenant and agree as <br />Follows: <br />I have the right to make payments of principal at any time before they are due. <br />A prepayment of all of the unpaid principal is known as a "full prepayment.” A <br />prepayment of only part of the unpaid principal Is known as a "partial prepayment." <br />Except as provided below, I may make a full prepayment or a partial <br />prepayment at any time without paying any penalty. However, If within the first <br />. ...... GA..) year(s) after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to the payment of six <br />(6) months' advance Interest, at the Interest rate provided for under the Note, on the <br />amount prepaid which Is In excess of twenty percent (20 %) of the original principal <br />amount. <br />Subprime Prepayment (1,5 yra) Rifer <br />Parity Ad - AK, AL, AR, CA. CO, CT, DE, DC, FL, GA, HI, <br />ID, II., IN, IA, KS, KY, LA, MO, MS. MO, MT. NE, NV, NH, <br />NJ, NM. ND, OK, PA. RI, SD. TN, TX, VT, VT. WA, WY <br />OCC - NY <br />(Page 1 of 2) <br />EC200L Rev. 02/08/01 <br />