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When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />3110 2nd Avenue <br />Kearney, NE 68847 <br />o <br />Pb <br />LOAN #: 25507174 <br />0 <br />—1 <br />[Space Above This Line For Recording Data] <br />Construction Security Agreement <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 11, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is KEVIN L JOHNSON AND ANDREA C JOHNSON, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />3110 2nd Avenue, Kearney, NE 68847. <br />organized and existing <br />Lender's address is <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Exchange Bank, 3110 2nd Avenue, PO Box 397, Kearney, NE 68848. <br />NEBRASKA --Single Family --Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 10 <br />Initials•Al <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />05/10/2021 07:09 AM PST <br />