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101/IJ.SSY TO <br />After Recording Return To: <br />HSBC Bank USA, N.A. <br />100 Bailey Ave <br />Buffalo, NY 14220 <br />ATTN: Loan Delivery <br />Prepared By: <br />Anthony Vesona <br />vrt <br />—1 <br />rn <br />)›- <br />CD CD <br />H <br />CD <br />Irn <br />cn Z <br />CT) <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 1002989-4722076912-0 <br />Loan/Servicing #: 4722076912/2069413140 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 06, 2021, together with all <br />Riders to this document. <br />(B) "Borrower" is Susan D. Reed, a single person. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is HSBC Bank USA, N.A.. Lender is a organized and existing under the laws of The <br />United States of America. Lender's address is 452 Fifth Avenue, New York, NY 10018. <br />(D) "Trustee" is Old Republic National Title Insurance Company <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that <br />is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated May 06, 2021. The Note <br />states that Borrower owes Lender TWO HUNDRED TWENTY SIX THOUSAND ONE HUNDRED <br />TWENTY FIVE AND NO/100 Dollars (U.S. $ 226,125.00) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than June 01, 2051. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />Initials: <br />* 4 7 2 0 7 6 9 1 211 11 111 11 1 11 1111 1 11 11 1 11 <br />1 2* <br />NEBRASKA --Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center © 3027 01/14 <br />11 <br />11 <br />11 <br />* M C <br />Form 3028 1 01 (page 1 of 14 pages, <br />