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rn <br />r 'r1 <br />C <br />rnDv, <br />Ne — n v)•• <br />N <br />co <br />N, 2 <br />W <br />When recorded, return to: <br />Heritage Bank <br />1101 12th St. <br />PO Box 329 <br />Aurora, NE 68818 <br />LOAN 0: 11001279 <br />[Space Above This Lina Far Recording Data] <br />DEED OF TRUST <br />Cl) <br />CD <br />• <br />�.7 <br />--c <br />CD <br />MIN: 1005403-0000000220-3 <br />MERG PHONE 8:1-888479-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 23, 2021, <br />together with all Riders to this document. <br />(B) "Borrower" is PATRICIA A CONLEY AND ROBERT D CONLEY, WIFE AND HUSBAND. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" Is Heritage Bank. <br />Lender is a Nebraska Banking Corporation, <br />under the laws of Nebraska. <br />1101 12th St., PO Box 329, Aurora, NE 68818. <br />organized and existing <br />Lender's address is <br />Initials: 4t/, �( <br />NEBRASKA—Single Family—Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Effie Mae, Inc. Page 1 of 11 NEEDEED 0315 <br />NFEDEED (CLSI <br />