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<br /> TO�ETHEti�JTI'H all the improvements nov�or h�e�after erected nn the progerty,and all easements,appurtenances,and _
<br /> fixture� rAw or hereafYer a part of the prop�rty. Ril ceglftoements and a.�ditions shall aiso be covered by this Sr.curity
<br /> Insuu�nnnen�All of the foregoing is referre�to in this SECUrity Instnuuent as the"PruFertl+•"
<br /> BOFtRO�VIER COVENANTS that Boarower is lawfully seised of the estate hereby comeyed and has the right to grant arul
<br /> amvey tAe Property and thnt the Progxrty is un�,-tcvmbered. except for encumbran�s of record. Borrower warrants ansf will
<br /> L defend general9y the title ro the Property ar,ainst sU cisim�aad demands.subject to any enciunhrances oF record.
<br /> THIS SECURITY WS'fRUMENT com6ines uniform oovenants far natianai us�artd non-uniform coven3nts with limited
<br /> � variadons by juresdiction to coastitute a unifott�security insuament oovering real property. .
<br /> U1�IFORM COVENANT'S.Boaower and Lender covenant aad agree as follov�s:
<br /> �• �`� 1. Fay�2nt of Priaci�al ssnd Intea�st; Prepay�reat an� Ls�te Charges. Sorrawer shall promptly pay when due ttte
<br /> ,;""'� prinsipal of and inierest on tA.debt evidenceci by the Note aad any prepayment and late charges due under the Noie.
<br /> 2. F�Lads for Texes aad Insnraace. Subject to appucable law or to a wtitien waiver by i.ender.Borrower sGall pay to
<br /> ,. �� L,ender on the day cnonthly paytnen*s are due under the Noie.until the Note is paid in fWl,a sum("Furtds")for.(a�yearly taxes
<br /> and assessments which may attain priority over this Security Insuument as a lien on the Progerty:(b)Yeari�lea�ehold paymenis
<br /> �� or gtnun8 renu on the Propeaty,if aay;(c)Yearly hazard ar pmgerty insurance premiums;(d)YearlY t�cud insutiaare pmmiums.
<br /> �'� if as� :e?;ear! mort a e insur�nce remiums. if an ,sud(tl,n, sums a able b Bcrrower to Ixnder. in a�oordaace wiih
<br /> ;_ ,• Y g 8 P Y" �=Y F Y Y
<br /> the prezvisions 4f paragraph 8. in lieu af thc payment of iaorc,;�ge�u.�ace premiums.'IS��items are��"E..rc-:,�+y��a►s."
<br />;�--: • � L e n.der :.ay. a t a�.y t n.�.c o l l e�t an d h o l d F u a d s i n a n a m s�>n as:�•e�c�e�he maximum amoutt a���.Y,°�T s.:e:��'_ly
<br />_i� •,��•, calatey--�-;.,,:x.�:��:��sy require for Borrower s essrow a�o�:�: •.�...=�:�.2:[n..3era1 Real Fstate Set.;.���*:��:.}:re Act _�`
<br />';`'a�„qy�,•,?:°;,�!.; lYl��s:�-�����aa-� �e to t�� l2 U.S.C.�ection 2�'JC a:s�. ("RESPA"),unless:�.���`_.°r 1�::�:_,.'��r.-'.'•�•�a�:�::-,_.s
<br /> ',`�`; � `;s,�� � � s�����s�:s��-_-:. :_s�.T.e�it�r�r�y;:;, at any 2im�, oa:ir�:�sn��hold Funds in an amu;�.�:::�esc.�.w tae tessr�a.�;�un�
<br /> '����' .,;.5'c'�' iseai�=�y�sri�:::�ul��ase•�_:,L rrds dae on the l+asis�f�a�rrent daL3 and teasonablz es�.imates Q�expendiwres of future
<br />:szu,��_� a.
<br />;��'��tj?�;°fl� • L-�.��.,"�_:.,�ms or otherwise in am��3=s..9e with agplicable law.
<br /> i.�.i;f:;:"�'
<br /> ;;�:;.;<,��,,h;_. �*: Funds shall be held in � insrituaon whase deposiu are insured by a federal agency. insuumentality. or ent�ty
<br /> �':��� (iaclu�ing I.ender,if Lender is such an insritution)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the
<br /> -. ..-;-T.� Escrow Items.Leader may not charge Borrowez for holding and applying the Funds,annually analyzin8 the escrow ucmunt.or
<br /> _ . verifying the Escrow Ite�s �inless Lender pays Borrower interest on the Fund�and applicable law permits 3.ender to make such
<br /> y,:��.:a�.;, � a charge.However,I.ender may require Borrower to pay a ose-time charge for an independent cpat cstate tax reporting service
<br /> '_�,: usetl by Lender in connection with this loan, unless applicable law provides othenvise. Unless an agrcemeat is mude or
<br /> °"' -` _' _ � upplica4slc!aw reyuircs intere5t to be paid.l.ender shall aot be s+equir�d to pay�orrower any intRrest or eamings on the Funds.
<br /> '�'-�-.';'<<� � Barrower und Lettder may agree in writin$,however.that inter�st shall be patd or the Fuads. Ixnder bh�1t give eo Qorrow�r.
<br /> -��'=`�' without charge, an enitu�l accaunting of the Funds,showins cre�its un�debits to the Furtds and the purpose fot which eacl�
<br /> _.,:,_��_.-
<br /> � debit w the Funds was made.The Funds are ple�ged as udditional s�curity for ell sums secured by this Securiry Insuument.
<br /> :=��,_���:,_,
<br /> -- -=-3-- If the F�nds held by Lender exceed the amonnts permitted to be held by applicable law,l..ender shall aocount to Bonower
<br /> _="���� for the excess Funds in accor6ance with the mquirements of applicable law.If the amount of the Furtds keld by Lender at siny
<br /> =-�_-T---�:a rime is not su�cient eo pay the Escrow Items when due.Leader msy so notify Boreower in�mtia�,m:d,in suzh case Barrower
<br /> - W�.�....� shall pay to Lender the aznount neozssary to make up the deficiency. Borrower shap make up the deficiency in no mom than
<br /> ______,��� twelve momhly payments.3t Lender's sote dissretion.
<br /> - -- — Upon paymeni in full of all sums secwed by this SESUrity Instrumen� l,ender shall promytly refurtd to Borro�ver any
<br /> -- Funds CT�Id by Lerder. If,undsr para;nph 21.Lender shati�nire or sell the Properry.Lendea,prior to the acquisitian or sate
<br /> -°_-�=�''�� of th�Latoperty.shall�pply any F�r•::s hetd by Lender at tI:Y c;::�e of acquisition or sale as a credit against the sums s�ned by
<br /> ---_-".;°.�� this Security Instrument.
<br /> ----="=""`°�� : 3.ApplLimtton of Payments.Unless apN�s�ble law provides othenri�.z11 paym.enu received by Il.ender undcr paragraphs
<br /> -�-- 1 �.d 2 shall be applie�:first,w any prepayment charges d_e ender the I����a-�EOOad,to amounu payable under par�graph 2;
<br /> _- = t:�ini u�interest due;fovrth,co�sr�:yipal due:and las�to r�y i:,e chasges������r t:te 1�'cte.
<br /> 4: l�harges;L[ens,Borr¢�,•ar shall pay ail taxes.asses�:nts.charges, f:-!es«r.�i.,SL�sitions amibutable to�.^:l�t�operty
<br /> wt�:;4,�n�y attain Pri�riry over cJS Security Instrument.aad leasehold�:z�r���:s =°nn:���:d renu. if'any. Borrow�,cf.;�11 pay
<br /> --- -- these�;�iS.`.:gatians i*a n��manner provided in paragraph 2,or if not paid ia�iiiu!?.arner,Sorrower shatl pay them on ti���dircclly
<br /> — to*_�'ne��::son owed payment.Borrower shall piomptly fumisfi to Lender zl!�:otices of amounts to be paid under this garagtaph.
<br /> If Gtn�;aer makes these paymer��irectly.Borrower shall�r��a�,�dy furnish to Lender rereipis evider�cing the pay�rtw::•.
<br /> l3�srrower shall promptly d_;:�arge any lien which ha�.���-�:�:y over this Securiry Tnstrument unless Bomower:�a�,aZrees in
<br /> wri6n�to the payment of the obligation secur��r:y the'•i:r,.n�i:nanner acceptable to Lender;(b)contests in good f�.iv c;ie lien
<br /> -�r�—��= by, or defer�ds againsi enforcement of the [i�a; i�.. Ie;;:: ��ceedings �-.i��.h in the L.Qnder's opinion operate to prevent the
<br /> ---—= enfarcement of thc licn;or(c)sarares from.?;.`_.a���r��'iP�::en an'agr,::nent satisfactory W Lender subordinaring the lien to
<br /> - this S�curiry lnstrument.If Len i�*determines that any�:�rr�:r•'the Property is subject to a lien which may attain prority over
<br /> --=� this Security Instrument,Lercdtc:-iay give Bonower a Rau�.0 i�.endfyin�the lien. Borrower shall satisfy the lisn or take one or
<br /> '--•-�"'°'° more of the actions set forth ab,nve wuhin 10 days of the givmg of notice.
<br /> --- — Form 80Z8 9IfJ0
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