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242103518 <br />ARTICLE III <br />Attorney -in -Fact Powers <br />I hereby give and grant unto my Attorney -in -Fact all general powers set forth under the Durable <br />Power of Attorney Law of Missouri and all specific powers (in addition to such general powers) <br />set forth herein, to do and perform any and every act and thing whatsoever requisite, necessary or <br />convenient to be done as fully and effectually, to all intents and purposes, as I might or could do <br />or cause to be done in my own person if personally acting, including but not limited to the <br />following: <br />Section 1 — Bank Accounts and Banking Transactions <br />My Attorney -in -Fact may establish bank accounts of any type in one or more bank institutions that <br />my Attorney -in -Fact may choose. My Attorney -in -Fact may modify, terminate, make deposits to, <br />write checks on, make withdrawals from and grant security interests in any account in my name <br />or to which I am an authorized signatory, except accounts held by me in a fiduciary capacity. In <br />exercising this authority, it does not matter whether or not the account was established by me or <br />for me by my Attorney -in -Fact. My Attorney -in -Fact is authorized to negotiate, endorse or transfer <br />any check or other instrument with respect to any account, to contract for any services rendered <br />by any bank or financial institution, and to execute, on my behalf as principal, any agency or power <br />of attorney forms furnished by a bank with respect to accounts with the bank that appoints the bank <br />or any person as my agent. <br />My Attorney -in -Fact is authorized to access, establish, cancel, or continue online accounts <br />(through the Internet or other similar method) and conduct online banking transactions of any kind <br />as authorized in this Section. <br />If more than one Attorney -in -Fact is serving concurrently under this Durable Power of Attorney, <br />any one of them may exercise the powers provided for in this Section. <br />Section 2 — Investments and Investment Transactions <br />My Attorney -in -Fact may invest and reinvest all or any part of my property in any other property <br />of whatever type, real or personal, tangible or intangible, and whether located inside or outside the <br />geographic borders of the United States and its possession or territories. Unless specifically <br />limited by the other provisions of this Durable Power of Attorney, my Attorney -in -Fact may: <br />a. invest in securities of all kinds, limited partnership interests, real estate or any interest in <br />real estate whether or not productive at the time of investment, commodities contracts of <br />all kinds, interests in trusts including investment trusts; <br />b, participate in common, collective or pooled trust funds or annuity contracts; <br />c. sell or otherwise terminate any investment made by me or on my behalf, and establish and <br />terminate savings and money market accounts at banks and other financial institutions; <br />d. establish and terminate accounts with securities brokers and use brokerage accounts to <br />make short sales and to buy on margin, and pledge any securities held or purchased in <br />brokerage accounts as security for loans and advances made to the account; <br />Durable Power of Attorney <br />HAZEL MARC ENE STUEVEN Page 3 of 14 <br />